| Weiss Ratings |
The First National Bank of Dryden
Dryden, NY |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 6.20 | |||
| Company Info |
The First National Bank of Dryden
Dryden, NY |
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| FDIC Number | 7031 | |||
| Phone Number | (607) 844-8141 | |||
| Website | www.drydenbank.com | |||
| Asset Quality |
The First National Bank of Dryden
Dryden, NY |
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| 1-Year Asset Growth | -1.33% | |||
| 5-Year Asset Growth | 1.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 4.96% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
The First National Bank of Dryden
Dryden, NY |
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| Total Assets | 203.43M | |||
| Total Deposits | 179.80M | |||
| Capital and Reserves |
The First National Bank of Dryden
Dryden, NY |
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| Capital | 23.34M | |||
| Leverage Ratio | 13.24 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Dryden
Dryden, NY |
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| Hot Money Ratio | 6.42% | |||
| Liquidity Ratio | 23.26% | |||
| Profitability |
The First National Bank of Dryden
Dryden, NY |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 3.01M | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 1.79% | |||
| Overhead Efficiency Ratio | 50.30% | |||
| Return on Assets | 1.46% | |||
| Return on Equity | 13.81% | |||