| Weiss Ratings |
The First National Bank of Dryden
Dryden, NY |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
The First National Bank of Dryden
Dryden, NY |
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| FDIC Number | 7031 | |||
| Phone Number | (607) 844-8141 | |||
| Website | www.drydenbank.com | |||
| Asset Quality |
The First National Bank of Dryden
Dryden, NY |
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| 1-Year Asset Growth | -4.11% | |||
| 5-Year Asset Growth | 1.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 3.23% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
The First National Bank of Dryden
Dryden, NY |
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| Total Assets | 203.87M | |||
| Total Deposits | 179.55M | |||
| Capital and Reserves |
The First National Bank of Dryden
Dryden, NY |
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| Capital | 24.16M | |||
| Leverage Ratio | 13.55 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Dryden
Dryden, NY |
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| Hot Money Ratio | 6.35% | |||
| Liquidity Ratio | 23.20% | |||
| Profitability |
The First National Bank of Dryden
Dryden, NY |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 1.53M | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | 1.82% | |||
| Overhead Efficiency Ratio | 50.68% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 12.98% | |||