| Weiss Ratings |
The First National Bank of Dryden
Dryden, NY |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 6.10 | |||
| Company Info |
The First National Bank of Dryden
Dryden, NY |
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| FDIC Number | 7031 | |||
| Phone Number | (607) 844-8141 | |||
| Website | www.drydenbank.com | |||
| Asset Quality |
The First National Bank of Dryden
Dryden, NY |
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| 1-Year Asset Growth | -1.09% | |||
| 5-Year Asset Growth | 2.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 4.55% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
The First National Bank of Dryden
Dryden, NY |
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| Total Assets | 214.22M | |||
| Total Deposits | 190.37M | |||
| Capital and Reserves |
The First National Bank of Dryden
Dryden, NY |
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| Capital | 23.57M | |||
| Leverage Ratio | 13.10 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Dryden
Dryden, NY |
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| Hot Money Ratio | 5.97% | |||
| Liquidity Ratio | 28.65% | |||
| Profitability |
The First National Bank of Dryden
Dryden, NY |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 2.67M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 2.11% | |||
| Overhead Efficiency Ratio | 42.95% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 16.81% | |||