A
Jeff Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
14.43
Return On
Assets
1.89%
Total
Assets
671.47M
Capital
89.91M
Total
Deposits
571.29M
Net
Income
9.17M
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Weiss Ratings Jeff Bank
Jeffersonville, NY 		Click to
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Rating A
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 9.80
Stability Index 8.00
Company Info Jeff Bank
Jeffersonville, NY 		Click to
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FDIC Number 7123
Phone Number (845) 482-4000
Website www.jeffbank.com
Asset Quality Jeff Bank
Jeffersonville, NY 		Click to
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1-Year Asset Growth 2.97%
5-Year Asset Growth 4.55%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.33%
Non-Performing Loans to Loans 0.33%
Balance Sheet Jeff Bank
Jeffersonville, NY 		Click to
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Total Assets 671.47M
Total Deposits 571.29M
Capital and Reserves Jeff Bank
Jeffersonville, NY 		Click to
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Capital 89.91M
Leverage Ratio 14.43
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio --
Liquidity Jeff Bank
Jeffersonville, NY 		Click to
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Hot Money Ratio 4.99%
Liquidity Ratio 39.79%
Profitability Jeff Bank
Jeffersonville, NY 		Click to
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5-Year Return on Average Assets 1.23%
Net Income 9.17M
Net Interest Spread 4.84%
Operating Profit to Average Assets 2.38%
Overhead Efficiency Ratio 50.94%
Return on Assets 1.89%
Return on Equity 14.62%