A
Jeff Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 9.10
Stability Index 7.00
Company Info Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 7123
Phone Number (845) 482-4000
Website www.jeffbank.com
Asset Quality Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.30%
5-Year Asset Growth 4.55%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 1.59%
Non-Performing Loans to Loans 0.48%
Balance Sheet Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 650.18M
Total Deposits 561.94M
Capital and Reserves Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 80.96M
Leverage Ratio 14.11
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.84%
Liquidity Ratio 38.47%
Profitability Jeff Bank
Jeffersonville, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.23%
Net Income 2.68M
Net Interest Spread 4.67%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 54.11%
Return on Assets 1.68%
Return on Equity 13.35%