A
Jeff Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.92
Return On
Assets
1.91%
Total
Assets
686.25M
Capital
96.80M
Total
Deposits
579.20M
Net
Income
6.44M
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Weiss Ratings Jeff Bank
Jeffersonville, NY 		Click to
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Rating A
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 9.80
Stability Index 7.00
Company Info Jeff Bank
Jeffersonville, NY 		Click to
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FDIC Number 7123
Phone Number (845) 482-4000
Website www.jeffbank.com
Asset Quality Jeff Bank
Jeffersonville, NY 		Click to
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1-Year Asset Growth 4.54%
5-Year Asset Growth 1.88%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 0.37%
Balance Sheet Jeff Bank
Jeffersonville, NY 		Click to
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Total Assets 686.25M
Total Deposits 579.20M
Capital and Reserves Jeff Bank
Jeffersonville, NY 		Click to
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Capital 96.80M
Leverage Ratio 14.92
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio --
Liquidity Jeff Bank
Jeffersonville, NY 		Click to
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Hot Money Ratio 5.44%
Liquidity Ratio 37.24%
Profitability Jeff Bank
Jeffersonville, NY 		Click to
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5-Year Return on Average Assets 1.44%
Net Income 6.44M
Net Interest Spread 4.91%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 50.34%
Return on Assets 1.91%
Return on Equity 13.65%