A
Jeff Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
14.69
Return On
Assets
1.90%
Total
Assets
661.81M
Capital
93.15M
Total
Deposits
558.36M
Net
Income
12.36M
My Lists My Alerts
Weiss Ratings Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 9.80
Stability Index 7.00
Company Info Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 7123
Phone Number (845) 482-4000
Website www.jeffbank.com
Asset Quality Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 6.54%
5-Year Asset Growth 1.88%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.55%
Non-Performing Loans to Loans 0.40%
Balance Sheet Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 661.81M
Total Deposits 558.36M
Capital and Reserves Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 93.15M
Leverage Ratio 14.69
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio --
Liquidity Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 5.26%
Liquidity Ratio 39.31%
Profitability Jeff Bank
Jeffersonville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.23%
Net Income 12.36M
Net Interest Spread 4.87%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 50.86%
Return on Assets 1.90%
Return on Equity 14.44%