B
The Lyons National Bank
LyonsNY
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.30
Capitalization Index 6.80
Liquidity Index 2.60
Profitability Index 4.00
Stability Index 7.00
Company Info The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 7151
Phone Number (315) 946-4871
Website www.bankwithlnb.com
Asset Quality The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.27%
5-Year Asset Growth 13.12%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.44%
Non-Performing Loans to Loans 0.49%
Balance Sheet The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.93B
Total Deposits 1.77B
Capital and Reserves The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 137.09M
Leverage Ratio 8.83
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 13.56
Liquidity The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.20%
Liquidity Ratio 8.67%
Profitability The Lyons National Bank
Lyons, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.98%
Net Income 16.44M
Net Interest Spread 2.61%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 64.33%
Return on Assets 0.83%
Return on Equity 12.61%