| Weiss Ratings |
Central State Bank
Calera, AL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 6.30 | |||
| Company Info |
Central State Bank
Calera, AL |
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| FDIC Number | 72 | |||
| Phone Number | (205) 668-0711 | |||
| Website | www.centralstatebank.com | |||
| Asset Quality |
Central State Bank
Calera, AL |
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| 1-Year Asset Growth | 23.48% | |||
| 5-Year Asset Growth | 16.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.12% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Central State Bank
Calera, AL |
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| Total Assets | 890.70M | |||
| Total Deposits | 810.31M | |||
| Capital and Reserves |
Central State Bank
Calera, AL |
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| Capital | 74.58M | |||
| Leverage Ratio | 8.98 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Central State Bank
Calera, AL |
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| Hot Money Ratio | 19.74% | |||
| Liquidity Ratio | 20.49% | |||
| Profitability |
Central State Bank
Calera, AL |
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| 5-Year Return on Average Assets | 1.82% | |||
| Net Income | 8.07M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 2.12% | |||
| Overhead Efficiency Ratio | 49.26% | |||
| Return on Assets | 1.98% | |||
| Return on Equity | 22.02% | |||