| Weiss Ratings |
Central State Bank
Calera, AL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Central State Bank
Calera, AL |
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| FDIC Number | 72 | |||
| Phone Number | (205) 668-0711 | |||
| Website | www.centralstatebank.com | |||
| Asset Quality |
Central State Bank
Calera, AL |
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| 1-Year Asset Growth | 11.63% | |||
| 5-Year Asset Growth | 16.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.38% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Central State Bank
Calera, AL |
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| Total Assets | 743.39M | |||
| Total Deposits | 666.47M | |||
| Capital and Reserves |
Central State Bank
Calera, AL |
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| Capital | 71.37M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Central State Bank
Calera, AL |
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| Hot Money Ratio | 26.17% | |||
| Liquidity Ratio | 17.17% | |||
| Profitability |
Central State Bank
Calera, AL |
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| 5-Year Return on Average Assets | 1.73% | |||
| Net Income | 14.78M | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 2.22% | |||
| Overhead Efficiency Ratio | 50.05% | |||
| Return on Assets | 2.08% | |||
| Return on Equity | 22.72% | |||