| Weiss Ratings |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 7230 | |||
| Phone Number | (607) 337-6416 | |||
| Website | www.nbtbank.com | |||
| Asset Quality |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.16% | |||
| 5-Year Asset Growth | 9.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 4.01% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 16.09B | |||
| Total Deposits | 13.68B | |||
| Capital and Reserves |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.86B | |||
| Leverage Ratio | 9.49 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 12.89 | |||
| Liquidity |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.23% | |||
| Liquidity Ratio | 8.85% | |||
| Profitability |
NBT Bank, National Association
Norwich, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 96.78M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 59.22% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 10.45% | |||