C
Champlain National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Champlain National Bank
Willsboro, NY
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Rating C
Asset Quality Index 6.50
Capitalization Index 8.80
Liquidity Index 2.60
Profitability Index 3.80
Stability Index 3.70
Company Info Champlain National Bank
Willsboro, NY
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FDIC Number 7356
Phone Number (518) 963-4201
Website www.champlainbank.com
Asset Quality Champlain National Bank
Willsboro, NY
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1-Year Asset Growth -0.46%
5-Year Asset Growth 6.15%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 1.51%
Balance Sheet Champlain National Bank
Willsboro, NY
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Total Assets 508.09M
Total Deposits 458.90M
Capital and Reserves Champlain National Bank
Willsboro, NY
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Capital 34.15M
Leverage Ratio 10.21
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Champlain National Bank
Willsboro, NY
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Hot Money Ratio 15.62%
Liquidity Ratio 10.25%
Profitability Champlain National Bank
Willsboro, NY
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5-Year Return on Average Assets 0.85%
Net Income 2.83M
Net Interest Spread 3.30%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 71.16%
Return on Assets 0.74%
Return on Equity 12.38%