C
Champlain National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Champlain National Bank
Elizabethtown, NY
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Rating C
Asset Quality Index 5.20
Capitalization Index 9.30
Liquidity Index 2.50
Profitability Index 3.90
Stability Index 4.40
Company Info Champlain National Bank
Elizabethtown, NY
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FDIC Number 7356
Phone Number (518) 963-4201
Website www.champlainbank.com
Asset Quality Champlain National Bank
Elizabethtown, NY
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1-Year Asset Growth 2.56%
5-Year Asset Growth 4.89%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 4.48%
Non-Performing Loans to Loans 1.51%
Balance Sheet Champlain National Bank
Elizabethtown, NY
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Total Assets 485.84M
Total Deposits 422.42M
Capital and Reserves Champlain National Bank
Elizabethtown, NY
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Capital 36.80M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Champlain National Bank
Elizabethtown, NY
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Hot Money Ratio 18.04%
Liquidity Ratio 14.98%
Profitability Champlain National Bank
Elizabethtown, NY
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5-Year Return on Average Assets 0.85%
Net Income 4.02M
Net Interest Spread 3.37%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 70.80%
Return on Assets 0.78%
Return on Equity 12.65%