The Apple Creek Banking Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.4) profitability.
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.2). Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 11.7 and a capital leverage ratio of 8.6.
Asset Mix:
Home mtgs (24%), comm re (22%), comm loans (13%), securities (10%), consumer loans (4%), cash (3%), home eq lns (3%), other (20%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Apple Creek Banc Corp
Investment Rating
--
Address
Three West Main Street
Apple Creek, OH 44606
Apple Creek, OH 44606
Phone Number
(330) 698-5003
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.