B
First Keystone Community Bank
BerwickPA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Keystone Community Bank
Berwick, PA
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Rating B
Asset Quality Index 7.20
Capitalization Index 8.20
Liquidity Index 3.90
Profitability Index 2.80
Stability Index 6.70
Company Info First Keystone Community Bank
Berwick, PA
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FDIC Number 7404
Phone Number (570) 752-3671
Website www.fkc.bank
Asset Quality First Keystone Community Bank
Berwick, PA
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1-Year Asset Growth 10.00%
5-Year Asset Growth 8.39%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 3.90%
Non-Performing Loans to Loans 0.43%
Balance Sheet First Keystone Community Bank
Berwick, PA
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Total Assets 1.58B
Total Deposits 1.20B
Capital and Reserves First Keystone Community Bank
Berwick, PA
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Capital 130.87M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 15.71
Liquidity First Keystone Community Bank
Berwick, PA
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Hot Money Ratio 16.58%
Liquidity Ratio 20.43%
Profitability First Keystone Community Bank
Berwick, PA
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5-Year Return on Average Assets 0.63%
Net Income 7.43M
Net Interest Spread 2.72%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 72.95%
Return on Assets 0.67%
Return on Equity 7.83%