B
First Keystone Community Bank
Berwick,  PA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Keystone Community Bank
Berwick, PA
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Rating B
Asset Quality Index 5.00
Capitalization Index 8.00
Liquidity Index 4.20
Profitability Index 2.90
Stability Index 6.90
Company Info First Keystone Community Bank
Berwick, PA
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FDIC Number 7404
Phone Number (570) 752-3671
Website www.fkc.bank
Asset Quality First Keystone Community Bank
Berwick, PA
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1-Year Asset Growth 9.51%
5-Year Asset Growth 5.99%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.56%
Non-Performing Loans to Capital 14.00%
Non-Performing Loans to Loans 2.58%
Balance Sheet First Keystone Community Bank
Berwick, PA
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Total Assets 1.57B
Total Deposits 1.19B
Capital and Reserves First Keystone Community Bank
Berwick, PA
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Capital 136.27M
Leverage Ratio 9.69
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 16.23
Liquidity First Keystone Community Bank
Berwick, PA
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Hot Money Ratio 18.90%
Liquidity Ratio 24.03%
Profitability First Keystone Community Bank
Berwick, PA
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5-Year Return on Average Assets 0.50%
Net Income 6.27M
Net Interest Spread 2.75%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 73.19%
Return on Assets 0.80%
Return on Equity 9.42%