B
First Commonwealth Bank
IndianaPA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Commonwealth Bank
Indiana, PA
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Rating B
Asset Quality Index 4.80
Capitalization Index 8.50
Liquidity Index 2.40
Profitability Index 6.50
Stability Index 10.00
Company Info First Commonwealth Bank
Indiana, PA
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FDIC Number 7468
Phone Number (724) 463-8555
Website www.fcbanking.com
Asset Quality First Commonwealth Bank
Indiana, PA
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1-Year Asset Growth 2.72%
5-Year Asset Growth 7.88%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 5.62%
Non-Performing Loans to Loans 1.08%
Balance Sheet First Commonwealth Bank
Indiana, PA
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Total Assets 12.28B
Total Deposits 10.32B
Capital and Reserves First Commonwealth Bank
Indiana, PA
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Capital 1.51B
Leverage Ratio 9.99
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 13.44
Liquidity First Commonwealth Bank
Indiana, PA
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Hot Money Ratio 10.25%
Liquidity Ratio 5.81%
Profitability First Commonwealth Bank
Indiana, PA
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5-Year Return on Average Assets 1.31%
Net Income 113.65M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 55.64%
Return on Assets 1.26%
Return on Equity 10.51%