| Weiss Ratings |
First Commonwealth Bank
Indiana, PA |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 10.00 | |||
| Company Info |
First Commonwealth Bank
Indiana, PA |
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| FDIC Number | 7468 | |||
| Phone Number | (724) 463-8555 | |||
| Website | www.fcbanking.com | |||
| Asset Quality |
First Commonwealth Bank
Indiana, PA |
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| 1-Year Asset Growth | 5.25% | |||
| 5-Year Asset Growth | 7.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 7.15% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
First Commonwealth Bank
Indiana, PA |
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| Total Assets | 12.21B | |||
| Total Deposits | 10.19B | |||
| Capital and Reserves |
First Commonwealth Bank
Indiana, PA |
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| Capital | 1.48B | |||
| Leverage Ratio | 9.89 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 13.38 | |||
| Liquidity |
First Commonwealth Bank
Indiana, PA |
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| Hot Money Ratio | 9.85% | |||
| Liquidity Ratio | 6.72% | |||
| Profitability |
First Commonwealth Bank
Indiana, PA |
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| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 70.45M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 57.44% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 9.95% | |||