| Weiss Ratings |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 10.00 | |||
| Company Info |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 7468 | |||
| Phone Number | (724) 463-8555 | |||
| Website | www.fcbanking.com | |||
| Asset Quality |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.55% | |||
| 5-Year Asset Growth | 7.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 5.42% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 12.31B | |||
| Total Deposits | 10.34B | |||
| Capital and Reserves |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.51B | |||
| Leverage Ratio | 9.97 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 13.43 | |||
| Liquidity |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.26% | |||
| Liquidity Ratio | 6.80% | |||
| Profitability |
First Commonwealth Bank
Indiana, PA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 160.35M | |||
| Net Interest Spread | 3.84% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 54.88% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 10.99% | |||