| Weiss Ratings |
Ephrata National Bank
Ephrata, PA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.70 | |||
| Company Info |
Ephrata National Bank
Ephrata, PA |
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| FDIC Number | 7493 | |||
| Phone Number | (717) 721-5308 | |||
| Website | www.epnb.com | |||
| Asset Quality |
Ephrata National Bank
Ephrata, PA |
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| 1-Year Asset Growth | 7.45% | |||
| 5-Year Asset Growth | 10.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Ephrata National Bank
Ephrata, PA |
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| Total Assets | 2.39B | |||
| Total Deposits | 2.02B | |||
| Capital and Reserves |
Ephrata National Bank
Ephrata, PA |
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| Capital | 225.54M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 14.34 | |||
| Liquidity |
Ephrata National Bank
Ephrata, PA |
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| Hot Money Ratio | 11.01% | |||
| Liquidity Ratio | 21.50% | |||
| Profitability |
Ephrata National Bank
Ephrata, PA |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 11.95M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 71.36% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 11.14% | |||