| Weiss Ratings |
Ephrata National Bank
Ephrata, PA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 7.20 | |||
| Company Info |
Ephrata National Bank
Ephrata, PA |
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| FDIC Number | 7493 | |||
| Phone Number | (717) 721-5308 | |||
| Website | www.epnb.com | |||
| Asset Quality |
Ephrata National Bank
Ephrata, PA |
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| 1-Year Asset Growth | 6.25% | |||
| 5-Year Asset Growth | 17.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.26% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Ephrata National Bank
Ephrata, PA |
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| Total Assets | 2.22B | |||
| Total Deposits | 1.89B | |||
| Capital and Reserves |
Ephrata National Bank
Ephrata, PA |
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| Capital | 188.69M | |||
| Leverage Ratio | 9.52 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 14.93 | |||
| Liquidity |
Ephrata National Bank
Ephrata, PA |
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| Hot Money Ratio | 14.73% | |||
| Liquidity Ratio | 25.99% | |||
| Profitability |
Ephrata National Bank
Ephrata, PA |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 17.71M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 65.16% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 13.50% | |||