B
ACNB Bank
Rating Date
March 2026
Risk Based
Capital Ratio
15.30
Leverage
Ratio
10.92
Return On
Assets
1.18%
Total
Assets
3.21B
Capital
398.30M
Total
Deposits
2.48B
Net
Income
37.81M
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Weiss Ratings ACNB Bank
Gettysburg, PA 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.90
Liquidity Index 3.30
Profitability Index 6.00
Stability Index 9.50
Company Info ACNB Bank
Gettysburg, PA 		Click to
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FDIC Number 7506
Phone Number (717) 339-5285
Website www.acnb.com
Asset Quality ACNB Bank
Gettysburg, PA 		Click to
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1-Year Asset Growth 35.10%
5-Year Asset Growth 5.28%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.91%
Non-Performing Loans to Loans 0.35%
Balance Sheet ACNB Bank
Gettysburg, PA 		Click to
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Total Assets 3.21B
Total Deposits 2.48B
Capital and Reserves ACNB Bank
Gettysburg, PA 		Click to
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Capital 398.30M
Leverage Ratio 10.92
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 15.30
Liquidity ACNB Bank
Gettysburg, PA 		Click to
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Hot Money Ratio 8.23%
Liquidity Ratio 15.53%
Profitability ACNB Bank
Gettysburg, PA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 37.81M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 62.12%
Return on Assets 1.18%
Return on Equity 10.23%