B
ACNB Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings ACNB Bank
Gettysburg, PA
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.80
Liquidity Index 3.20
Profitability Index 5.90
Stability Index 9.30
Company Info ACNB Bank
Gettysburg, PA
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FDIC Number 7506
Phone Number (717) 339-5285
Website www.acnb.com
Asset Quality ACNB Bank
Gettysburg, PA
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1-Year Asset Growth 34.56%
5-Year Asset Growth 7.87%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.68%
Non-Performing Loans to Loans 0.30%
Balance Sheet ACNB Bank
Gettysburg, PA
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Total Assets 3.23B
Total Deposits 2.49B
Capital and Reserves ACNB Bank
Gettysburg, PA
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Capital 390.54M
Leverage Ratio 10.86
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 15.13
Liquidity ACNB Bank
Gettysburg, PA
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Hot Money Ratio 8.30%
Liquidity Ratio 15.07%
Profitability ACNB Bank
Gettysburg, PA
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5-Year Return on Average Assets 1.16%
Net Income 26.45M
Net Interest Spread 4.18%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 65.07%
Return on Assets 1.11%
Return on Equity 9.77%