B
ACNB Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings ACNB Bank
Gettysburg, PA
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 0.90
Stability Index 9.10
Company Info ACNB Bank
Gettysburg, PA
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FDIC Number 7506
Phone Number (717) 339-5285
Website www.acnb.com
Asset Quality ACNB Bank
Gettysburg, PA
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1-Year Asset Growth 35.76%
5-Year Asset Growth 7.87%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.79%
Non-Performing Loans to Loans 0.34%
Balance Sheet ACNB Bank
Gettysburg, PA
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Total Assets 3.25B
Total Deposits 2.56B
Capital and Reserves ACNB Bank
Gettysburg, PA
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Capital 370.88M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 14.57
Liquidity ACNB Bank
Gettysburg, PA
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Hot Money Ratio 8.28%
Liquidity Ratio 16.44%
Profitability ACNB Bank
Gettysburg, PA
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5-Year Return on Average Assets 1.16%
Net Income -9.00K
Net Interest Spread 4.07%
Operating Profit to Average Assets -0.03%
Overhead Efficiency Ratio 83.81%
Return on Assets 0.00%
Return on Equity -0.01%