C
The Honesdale National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Honesdale National Bank
Honesdale, PA
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 6.40
Stability Index 4.30
Company Info The Honesdale National Bank
Honesdale, PA
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FDIC Number 7526
Phone Number (570) 253-3355
Website www.hnbbank.bank
Asset Quality The Honesdale National Bank
Honesdale, PA
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1-Year Asset Growth 9.60%
5-Year Asset Growth 9.56%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.33%
Balance Sheet The Honesdale National Bank
Honesdale, PA
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Total Assets 1.07B
Total Deposits 919.39M
Capital and Reserves The Honesdale National Bank
Honesdale, PA
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Capital 136.14M
Leverage Ratio 13.64
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity The Honesdale National Bank
Honesdale, PA
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Hot Money Ratio 21.27%
Liquidity Ratio 15.18%
Profitability The Honesdale National Bank
Honesdale, PA
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5-Year Return on Average Assets 1.30%
Net Income 6.99M
Net Interest Spread 4.16%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 58.05%
Return on Assets 1.31%
Return on Equity 10.38%