| Weiss Ratings |
AmeriServ Financial Bank
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 7.40 | |||
| Company Info |
AmeriServ Financial Bank
Johnstown, PA |
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| FDIC Number | 7542 | |||
| Phone Number | (814) 533-5300 | |||
| Website | www.ameriserv.com | |||
| Asset Quality |
AmeriServ Financial Bank
Johnstown, PA |
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| 1-Year Asset Growth | 2.28% | |||
| 5-Year Asset Growth | 2.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.47% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
AmeriServ Financial Bank
Johnstown, PA |
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| Total Assets | 1.45B | |||
| Total Deposits | 1.25B | |||
| Capital and Reserves |
AmeriServ Financial Bank
Johnstown, PA |
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| Capital | 141.45M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 12.88 | |||
| Liquidity |
AmeriServ Financial Bank
Johnstown, PA |
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| Hot Money Ratio | 19.01% | |||
| Liquidity Ratio | 12.23% | |||
| Profitability |
AmeriServ Financial Bank
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 8.64M | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 75.60% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 6.43% | |||