| Weiss Ratings |
AmeriServ Financial Bank
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 7.20 | |||
| Company Info |
AmeriServ Financial Bank
Johnstown, PA |
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| FDIC Number | 7542 | |||
| Phone Number | (814) 533-5300 | |||
| Website | www.ameriserv.com | |||
| Asset Quality |
AmeriServ Financial Bank
Johnstown, PA |
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| 1-Year Asset Growth | 4.50% | |||
| 5-Year Asset Growth | 4.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 1.18% | |||
| Non-Performing Loans to Capital | 9.94% | |||
| Non-Performing Loans to Loans | 1.62% | |||
| Balance Sheet |
AmeriServ Financial Bank
Johnstown, PA |
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| Total Assets | 1.46B | |||
| Total Deposits | 1.26B | |||
| Capital and Reserves |
AmeriServ Financial Bank
Johnstown, PA |
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| Capital | 137.10M | |||
| Leverage Ratio | 9.26 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | 12.60 | |||
| Liquidity |
AmeriServ Financial Bank
Johnstown, PA |
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| Hot Money Ratio | 19.01% | |||
| Liquidity Ratio | 11.25% | |||
| Profitability |
AmeriServ Financial Bank
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 5.87M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 76.19% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 5.89% | |||