Jim Thorpe Neighborhood Bank
Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (8.5 on a scale of 0 to 10) based on a risk-based capital ratio of 21.8 and a capital leverage ratio of 10.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10). Fair liquidity 4.0, driven by a liquidity ratio of 29.5 percent and a “hot money” ratio of 11.7 percent.
Asset Mix:
Securities (33%), home mtgs (20%), comm re (19%), cash (16%), consumer loans (1%), comm loans (1%), other (10%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
JTNB Bancorp, Inc.
Investment Rating
Address
12 Broadway Street
Jim Thorpe, PA 18229
Jim Thorpe, PA 18229
Phone Number
(570) 325-3631
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.