C
UNB Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.29
Return On
Assets
0.14%
Total
Assets
169.22M
Capital
10.36M
Total
Deposits
157.93M
Net
Income
238.00K
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Weiss Ratings UNB Bank
Mount Carmel, PA 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 7.40
Liquidity Index 3.80
Profitability Index 1.70
Stability Index 2.70
Company Info UNB Bank
Mount Carmel, PA 		Click to
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FDIC Number 7631
Phone Number (570) 339-1040
Website www.unb.bank
Asset Quality UNB Bank
Mount Carmel, PA 		Click to
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1-Year Asset Growth 2.80%
5-Year Asset Growth 1.61%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.02%
Balance Sheet UNB Bank
Mount Carmel, PA 		Click to
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Total Assets 169.22M
Total Deposits 157.93M
Capital and Reserves UNB Bank
Mount Carmel, PA 		Click to
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Capital 10.36M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio --
Liquidity UNB Bank
Mount Carmel, PA 		Click to
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Hot Money Ratio 13.90%
Liquidity Ratio 31.17%
Profitability UNB Bank
Mount Carmel, PA 		Click to
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5-Year Return on Average Assets 0.24%
Net Income 238.00K
Net Interest Spread 2.36%
Operating Profit to Average Assets 0.16%
Overhead Efficiency Ratio 95.42%
Return on Assets 0.14%
Return on Equity 2.52%