C
UNB Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UNB Bank
Mount Carmel, PA
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Rating C
Asset Quality Index 9.80
Capitalization Index 7.40
Liquidity Index 3.70
Profitability Index 1.70
Stability Index 2.60
Company Info UNB Bank
Mount Carmel, PA
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FDIC Number 7631
Phone Number (570) 339-1040
Website www.unb.bank
Asset Quality UNB Bank
Mount Carmel, PA
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1-Year Asset Growth 0.22%
5-Year Asset Growth 2.58%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.34%
Non-Performing Loans to Loans 0.02%
Balance Sheet UNB Bank
Mount Carmel, PA
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Total Assets 167.00M
Total Deposits 155.82M
Capital and Reserves UNB Bank
Mount Carmel, PA
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Capital 10.15M
Leverage Ratio 9.28
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity UNB Bank
Mount Carmel, PA
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Hot Money Ratio 15.39%
Liquidity Ratio 30.85%
Profitability UNB Bank
Mount Carmel, PA
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5-Year Return on Average Assets 0.24%
Net Income 158.00K
Net Interest Spread 2.33%
Operating Profit to Average Assets 0.13%
Overhead Efficiency Ratio 96.13%
Return on Assets 0.13%
Return on Equity 2.30%