C
The Farmers Bank and Savings Company
PomeroyOH
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers Bank and Savings Company
Pomeroy, OH
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Rating C
Asset Quality Index 4.90
Capitalization Index 7.40
Liquidity Index 2.30
Profitability Index 3.90
Stability Index 5.00
Company Info The Farmers Bank and Savings Company
Pomeroy, OH
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FDIC Number 769
Phone Number (740) 992-2136
Website www.fbsc.com
Asset Quality The Farmers Bank and Savings Company
Pomeroy, OH
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1-Year Asset Growth 1.28%
5-Year Asset Growth 4.96%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 6.01%
Non-Performing Loans to Loans 0.89%
Balance Sheet The Farmers Bank and Savings Company
Pomeroy, OH
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Total Assets 463.46M
Total Deposits 418.94M
Capital and Reserves The Farmers Bank and Savings Company
Pomeroy, OH
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Capital 42.87M
Leverage Ratio 9.27
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio --
Liquidity The Farmers Bank and Savings Company
Pomeroy, OH
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Hot Money Ratio 24.47%
Liquidity Ratio 17.83%
Profitability The Farmers Bank and Savings Company
Pomeroy, OH
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5-Year Return on Average Assets 0.71%
Net Income 3.23M
Net Interest Spread 3.62%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 75.77%
Return on Assets 0.70%
Return on Equity 7.96%