C
The Farmers Bank and Savings Company
PomeroyOH
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers Bank and Savings Company
Pomeroy, OH
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Rating C
Asset Quality Index 4.80
Capitalization Index 7.40
Liquidity Index 2.50
Profitability Index 3.90
Stability Index 5.00
Company Info The Farmers Bank and Savings Company
Pomeroy, OH
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FDIC Number 769
Phone Number (740) 992-2136
Website www.fbsc.com
Asset Quality The Farmers Bank and Savings Company
Pomeroy, OH
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1-Year Asset Growth 4.05%
5-Year Asset Growth 7.36%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 7.70%
Non-Performing Loans to Loans 2.00%
Balance Sheet The Farmers Bank and Savings Company
Pomeroy, OH
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Total Assets 461.26M
Total Deposits 416.89M
Capital and Reserves The Farmers Bank and Savings Company
Pomeroy, OH
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Capital 41.99M
Leverage Ratio 9.26
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio --
Liquidity The Farmers Bank and Savings Company
Pomeroy, OH
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Hot Money Ratio 24.26%
Liquidity Ratio 19.61%
Profitability The Farmers Bank and Savings Company
Pomeroy, OH
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5-Year Return on Average Assets 0.71%
Net Income 2.33M
Net Interest Spread 3.55%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 76.65%
Return on Assets 0.67%
Return on Equity 7.77%