Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.3). Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 16.5 and a capital leverage ratio of 10.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.7 has resulted in Fair (3.1) profitability.
Asset Mix:
Comm re (25%), securities (19%), comm loans (16%), cash (15%), home mtgs (7%), home eq lns (3%), consumer loans (1%), other (14%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coconut Grove Bankshares, Inc.
Investment Rating
--
Address
2701 South Bayshore Drive
Miami, FL 33133
Miami, FL 33133
Phone Number
(305) 858-6666
Year Founded
1926
FDIC Number
Website
Largest Affiliates
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