B
Mount Vernon Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mount Vernon Bank
Mount Vernon, GA
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Rating B
Asset Quality Index 4.60
Capitalization Index 8.90
Liquidity Index 2.60
Profitability Index 3.70
Stability Index 4.60
Company Info Mount Vernon Bank
Mount Vernon, GA
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FDIC Number 8028
Phone Number (912) 386-4700
Website www.mountvernon.bank
Asset Quality Mount Vernon Bank
Mount Vernon, GA
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1-Year Asset Growth 12.85%
5-Year Asset Growth 5.03%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.31%
Non-Performing Loans to Capital 10.23%
Non-Performing Loans to Loans 1.98%
Balance Sheet Mount Vernon Bank
Mount Vernon, GA
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Total Assets 217.56M
Total Deposits 199.70M
Capital and Reserves Mount Vernon Bank
Mount Vernon, GA
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Capital 15.74M
Leverage Ratio 10.26
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity Mount Vernon Bank
Mount Vernon, GA
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Hot Money Ratio 25.42%
Liquidity Ratio 20.72%
Profitability Mount Vernon Bank
Mount Vernon, GA
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5-Year Return on Average Assets 1.35%
Net Income 1.27M
Net Interest Spread 4.60%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 69.29%
Return on Assets 1.28%
Return on Equity 18.66%