B
Mount Vernon Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mount Vernon Bank
Mount Vernon, GA
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Rating B
Asset Quality Index 4.70
Capitalization Index 8.40
Liquidity Index 2.70
Profitability Index 6.70
Stability Index 4.70
Company Info Mount Vernon Bank
Mount Vernon, GA
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FDIC Number 8028
Phone Number (912) 386-4700
Website www.mountvernon.bank
Asset Quality Mount Vernon Bank
Mount Vernon, GA
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1-Year Asset Growth 2.64%
5-Year Asset Growth 5.03%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 12.53%
Non-Performing Loans to Loans 0.04%
Balance Sheet Mount Vernon Bank
Mount Vernon, GA
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Total Assets 188.65M
Total Deposits 173.52M
Capital and Reserves Mount Vernon Bank
Mount Vernon, GA
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Capital 13.07M
Leverage Ratio 9.94
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity Mount Vernon Bank
Mount Vernon, GA
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Hot Money Ratio 26.76%
Liquidity Ratio 22.61%
Profitability Mount Vernon Bank
Mount Vernon, GA
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5-Year Return on Average Assets 1.27%
Net Income 3.11M
Net Interest Spread 4.45%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 63.28%
Return on Assets 1.64%
Return on Equity 26.99%