B
Mount Vernon Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mount Vernon Bank
Mount Vernon, GA
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Rating B
Asset Quality Index 6.80
Capitalization Index 8.30
Liquidity Index 2.90
Profitability Index 7.00
Stability Index 5.00
Company Info Mount Vernon Bank
Mount Vernon, GA
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FDIC Number 8028
Phone Number (912) 386-4700
Website www.mountvernon.bank
Asset Quality Mount Vernon Bank
Mount Vernon, GA
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1-Year Asset Growth 6.20%
5-Year Asset Growth 8.32%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 2.73%
Non-Performing Loans to Loans 0.10%
Balance Sheet Mount Vernon Bank
Mount Vernon, GA
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Total Assets 195.58M
Total Deposits 181.27M
Capital and Reserves Mount Vernon Bank
Mount Vernon, GA
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Capital 12.53M
Leverage Ratio 9.88
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Mount Vernon Bank
Mount Vernon, GA
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Hot Money Ratio 25.11%
Liquidity Ratio 26.28%
Profitability Mount Vernon Bank
Mount Vernon, GA
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5-Year Return on Average Assets 1.27%
Net Income 2.51M
Net Interest Spread 4.41%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 60.53%
Return on Assets 1.76%
Return on Equity 30.19%