| Weiss Ratings |
Citizens Trust Bank
Atlanta, GA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 8.80 | |||
| Company Info |
Citizens Trust Bank
Atlanta, GA |
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| FDIC Number | 8033 | |||
| Phone Number | (678) 406-4000 | |||
| Website | ctbconnect.com | |||
| Asset Quality |
Citizens Trust Bank
Atlanta, GA |
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| 1-Year Asset Growth | 1.60% | |||
| 5-Year Asset Growth | 7.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.09% | |||
| Non-Performing Loans to Capital | 6.47% | |||
| Non-Performing Loans to Loans | 2.07% | |||
| Balance Sheet |
Citizens Trust Bank
Atlanta, GA |
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| Total Assets | 790.29M | |||
| Total Deposits | 678.13M | |||
| Capital and Reserves |
Citizens Trust Bank
Atlanta, GA |
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| Capital | 98.71M | |||
| Leverage Ratio | 13.24 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 23.87 | |||
| Liquidity |
Citizens Trust Bank
Atlanta, GA |
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| Hot Money Ratio | 13.68% | |||
| Liquidity Ratio | 39.80% | |||
| Profitability |
Citizens Trust Bank
Atlanta, GA |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 6.24M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 2.03% | |||
| Overhead Efficiency Ratio | 54.11% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 12.24% | |||