| Weiss Ratings |
Citizens Trust Bank
Atlanta, GA |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 7.80 | |||
| Company Info |
Citizens Trust Bank
Atlanta, GA |
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| FDIC Number | 8033 | |||
| Phone Number | (678) 406-4000 | |||
| Website | ctbconnect.com | |||
| Asset Quality |
Citizens Trust Bank
Atlanta, GA |
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| 1-Year Asset Growth | 4.69% | |||
| 5-Year Asset Growth | 17.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 4.05% | |||
| Non-Performing Loans to Loans | 1.11% | |||
| Balance Sheet |
Citizens Trust Bank
Atlanta, GA |
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| Total Assets | 769.24M | |||
| Total Deposits | 663.95M | |||
| Capital and Reserves |
Citizens Trust Bank
Atlanta, GA |
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| Capital | 91.71M | |||
| Leverage Ratio | 12.70 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 22.43 | |||
| Liquidity |
Citizens Trust Bank
Atlanta, GA |
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| Hot Money Ratio | 14.29% | |||
| Liquidity Ratio | 38.05% | |||
| Profitability |
Citizens Trust Bank
Atlanta, GA |
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| 5-Year Return on Average Assets | 1.37% | |||
| Net Income | 3.47M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 2.30% | |||
| Overhead Efficiency Ratio | 51.43% | |||
| Return on Assets | 1.77% | |||
| Return on Equity | 15.63% | |||