C
Bath State Bank
BathIN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bath State Bank
Bath, IN
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Rating C
Asset Quality Index 6.40
Capitalization Index 6.40
Liquidity Index 2.00
Profitability Index 3.60
Stability Index 2.60
Company Info Bath State Bank
Bath, IN
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FDIC Number 8035
Phone Number (765) 732-3022
Website www.bathstatebank.com
Asset Quality Bath State Bank
Bath, IN
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1-Year Asset Growth 3.17%
5-Year Asset Growth 18.77%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 5.08%
Non-Performing Loans to Loans 0.73%
Balance Sheet Bath State Bank
Bath, IN
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Total Assets 324.04M
Total Deposits 274.53M
Capital and Reserves Bath State Bank
Bath, IN
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Capital 14.53M
Leverage Ratio 8.40
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 12.08
Liquidity Bath State Bank
Bath, IN
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Hot Money Ratio 32.33%
Liquidity Ratio 10.82%
Profitability Bath State Bank
Bath, IN
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5-Year Return on Average Assets 0.92%
Net Income 1.45M
Net Interest Spread 2.81%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 70.50%
Return on Assets 0.88%
Return on Equity 20.49%