C
The North Salem State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
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Capital
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Net
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Weiss Ratings The North Salem State Bank
North Salem, IN
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Rating C
Asset Quality Index 8.30
Capitalization Index 7.00
Liquidity Index 0.80
Profitability Index 7.90
Stability Index 4.30
Company Info The North Salem State Bank
North Salem, IN
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FDIC Number 8063
Phone Number (765) 676-5100
Website www.nssb.bank/
Asset Quality The North Salem State Bank
North Salem, IN
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1-Year Asset Growth 5.31%
5-Year Asset Growth 13.95%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.26%
Balance Sheet The North Salem State Bank
North Salem, IN
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Total Assets 676.97M
Total Deposits 602.00M
Capital and Reserves The North Salem State Bank
North Salem, IN
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Capital 56.48M
Leverage Ratio 8.96
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio 11.71
Liquidity The North Salem State Bank
North Salem, IN
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Hot Money Ratio 16.64%
Liquidity Ratio 13.58%
Profitability The North Salem State Bank
North Salem, IN
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5-Year Return on Average Assets 1.38%
Net Income 2.73M
Net Interest Spread 4.27%
Operating Profit to Average Assets 2.08%
Overhead Efficiency Ratio 53.14%
Return on Assets 1.64%
Return on Equity 19.70%