C
NSB Bank
Rating Date
August 2026
Risk Based
Capital Ratio
12.00
Leverage
Ratio
8.49
Return On
Assets
0.94%
Total
Assets
460.80M
Capital
38.88M
Total
Deposits
400.64M
Net
Income
2.17M
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Weiss Ratings NSB Bank
Mason City, IA 		Click to
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Rating C
Asset Quality Index 6.20
Capitalization Index 6.50
Liquidity Index 2.50
Profitability Index 2.40
Stability Index 5.40
Company Info NSB Bank
Mason City, IA 		Click to
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FDIC Number 8094
Phone Number (641) 423-7638
Website www.nsbbank.com
Asset Quality NSB Bank
Mason City, IA 		Click to
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1-Year Asset Growth -2.06%
5-Year Asset Growth 21.10%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.32%
Balance Sheet NSB Bank
Mason City, IA 		Click to
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Total Assets 460.80M
Total Deposits 400.64M
Capital and Reserves NSB Bank
Mason City, IA 		Click to
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Capital 38.88M
Leverage Ratio 8.49
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 12.00
Liquidity NSB Bank
Mason City, IA 		Click to
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Hot Money Ratio 10.09%
Liquidity Ratio 12.15%
Profitability NSB Bank
Mason City, IA 		Click to
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5-Year Return on Average Assets 1.55%
Net Income 2.17M
Net Interest Spread 3.08%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 54.16%
Return on Assets 0.94%
Return on Equity 11.31%