D
PBT Bancorp
HazardKY
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 2.40
Capitalization Index 6.80
Liquidity Index 0.70
Profitability Index 3.70
Stability Index 2.10
Company Info PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8117
Phone Number (866) 435-2161
Website www.peopleshazard.com/
Asset Quality PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.75%
5-Year Asset Growth 8.07%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 2.20%
Non-Performing Loans to Capital 17.19%
Non-Performing Loans to Loans 2.46%
Balance Sheet PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 353.96M
Total Deposits 322.89M
Capital and Reserves PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.97M
Leverage Ratio 8.81
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 12.38
Liquidity PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 40.13%
Liquidity Ratio 14.15%
Profitability PBT Bancorp
Hazard, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.35%
Net Income 1.66M
Net Interest Spread 3.69%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 80.81%
Return on Assets 0.65%
Return on Equity 12.86%