D
PBT Bancorp
HazardKY
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PBT Bancorp
Hazard, KY
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Rating D
Asset Quality Index 0.90
Capitalization Index 7.70
Liquidity Index 0.30
Profitability Index 7.40
Stability Index 1.70
Company Info PBT Bancorp
Hazard, KY
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FDIC Number 8117
Phone Number (866) 435-2161
Website www.peopleshazard.com/
Asset Quality PBT Bancorp
Hazard, KY
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1-Year Asset Growth 14.14%
5-Year Asset Growth 9.90%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 3.39%
Non-Performing Loans to Capital 28.18%
Non-Performing Loans to Loans 3.83%
Balance Sheet PBT Bancorp
Hazard, KY
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Total Assets 379.36M
Total Deposits 333.00M
Capital and Reserves PBT Bancorp
Hazard, KY
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Capital 24.02M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 12.45
Liquidity PBT Bancorp
Hazard, KY
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Hot Money Ratio 39.94%
Liquidity Ratio 2.70%
Profitability PBT Bancorp
Hazard, KY
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5-Year Return on Average Assets 0.35%
Net Income 7.75M
Net Interest Spread 3.82%
Operating Profit to Average Assets 2.94%
Overhead Efficiency Ratio 54.56%
Return on Assets 2.23%
Return on Equity 42.38%