Magnolia Bank, Incorporated
Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.0 has resulted in Weak (2.0) profitability. A current level of 6.8 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Good asset quality (5.9).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Asset Mix:
Home mtgs (19%), comm re (18%), securities (15%), comm loans (4%), cash (1%), home eq lns (1%), consumer loans (1%), other (42%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Magnolia Bancshares, Inc.
Investment Rating
--
Address
651 West Dixie Avenue
Elizabethtown, KY 42701
Elizabethtown, KY 42701
Phone Number
(270) 765-4072
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.