Magnolia Bank, Incorporated
Major Rating Factors:
A current level of 12.5 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Asset Mix:
Home mtgs (22%), comm re (20%), securities (14%), comm loans (4%), cash (1%), home eq lns (1%), consumer loans (0%), other (38%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Magnolia Bancshares, Inc.
Investment Rating
--
Address
651 West Dixie Avenue
Elizabethtown, KY 42701
Elizabethtown, KY 42701
Phone Number
(270) 765-4072
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.