D
Magnolia Bank, Incorporated
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Magnolia Bank, Incorporated
Elizabethtown, KY
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Rating D
Asset Quality Index 3.70
Capitalization Index 9.30
Liquidity Index 0.30
Profitability Index 1.70
Stability Index 7.60
Company Info Magnolia Bank, Incorporated
Elizabethtown, KY
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FDIC Number 8120
Phone Number (270) 765-4072
Website www.magnoliabank.com
Asset Quality Magnolia Bank, Incorporated
Elizabethtown, KY
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1-Year Asset Growth -0.74%
5-Year Asset Growth 10.67%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.45%
Non-Performing Loans to Capital 12.46%
Non-Performing Loans to Loans 1.96%
Balance Sheet Magnolia Bank, Incorporated
Elizabethtown, KY
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Total Assets 504.82M
Total Deposits 439.19M
Capital and Reserves Magnolia Bank, Incorporated
Elizabethtown, KY
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Capital 48.63M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity Magnolia Bank, Incorporated
Elizabethtown, KY
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Hot Money Ratio 22.17%
Liquidity Ratio 9.67%
Profitability Magnolia Bank, Incorporated
Elizabethtown, KY
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5-Year Return on Average Assets 2.98%
Net Income -491.00K
Net Interest Spread 3.71%
Operating Profit to Average Assets -0.02%
Overhead Efficiency Ratio 99.26%
Return on Assets -0.20%
Return on Equity -2.00%