D
Magnolia Bank, Incorporated
Rating Date
August 2026
Risk Based
Capital Ratio
--
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Return On
Assets
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Capital
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Income
Weiss Ratings Magnolia Bank, Incorporated
Elizabethtown, KY
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Rating D
Asset Quality Index 3.00
Capitalization Index 9.90
Liquidity Index 0.10
Profitability Index 4.40
Stability Index 7.20
Company Info Magnolia Bank, Incorporated
Elizabethtown, KY
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FDIC Number 8120
Phone Number (270) 765-4072
Website www.magnoliabank.com
Asset Quality Magnolia Bank, Incorporated
Elizabethtown, KY
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1-Year Asset Growth 8.22%
5-Year Asset Growth -0.17%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 2.63%
Non-Performing Loans to Capital 17.92%
Non-Performing Loans to Loans 3.29%
Balance Sheet Magnolia Bank, Incorporated
Elizabethtown, KY
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Total Assets 546.33M
Total Deposits 449.53M
Capital and Reserves Magnolia Bank, Incorporated
Elizabethtown, KY
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Capital 55.26M
Leverage Ratio 10.96
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity Magnolia Bank, Incorporated
Elizabethtown, KY
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Hot Money Ratio 16.68%
Liquidity Ratio 5.88%
Profitability Magnolia Bank, Incorporated
Elizabethtown, KY
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5-Year Return on Average Assets 0.66%
Net Income 2.45M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 87.88%
Return on Assets 0.94%
Return on Equity 8.89%