D
Magnolia Bank, Incorporated
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Magnolia Bank, Incorporated
Elizabethtown, KY
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Rating D
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 2.00
Stability Index 7.90
Company Info Magnolia Bank, Incorporated
Elizabethtown, KY
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FDIC Number 8120
Phone Number (270) 765-4072
Website www.magnoliabank.com
Asset Quality Magnolia Bank, Incorporated
Elizabethtown, KY
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1-Year Asset Growth -4.42%
5-Year Asset Growth 10.67%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 6.78%
Non-Performing Loans to Loans 1.05%
Balance Sheet Magnolia Bank, Incorporated
Elizabethtown, KY
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Total Assets 485.39M
Total Deposits 405.46M
Capital and Reserves Magnolia Bank, Incorporated
Elizabethtown, KY
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Capital 49.04M
Leverage Ratio 11.08
Loan Loss Reserves to Loans 1.55%
Risk-Based Capital Ratio --
Liquidity Magnolia Bank, Incorporated
Elizabethtown, KY
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Hot Money Ratio 24.35%
Liquidity Ratio 12.67%
Profitability Magnolia Bank, Incorporated
Elizabethtown, KY
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5-Year Return on Average Assets 2.98%
Net Income 30.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.18%
Overhead Efficiency Ratio 98.88%
Return on Assets 0.03%
Return on Equity 0.24%