D
Magnolia Bank, Incorporated
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
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Assets
Capital
Total
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Income
Weiss Ratings Magnolia Bank, Incorporated
Elizabethtown, KY
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Rating D
Asset Quality Index 4.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 5.20
Stability Index 3.70
Company Info Magnolia Bank, Incorporated
Elizabethtown, KY
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FDIC Number 8120
Phone Number (270) 765-4072
Website www.magnoliabank.com
Asset Quality Magnolia Bank, Incorporated
Elizabethtown, KY
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1-Year Asset Growth 7.90%
5-Year Asset Growth -0.17%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 13.11%
Non-Performing Loans to Loans 2.10%
Balance Sheet Magnolia Bank, Incorporated
Elizabethtown, KY
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Total Assets 523.74M
Total Deposits 436.34M
Capital and Reserves Magnolia Bank, Incorporated
Elizabethtown, KY
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Capital 55.46M
Leverage Ratio 11.08
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity Magnolia Bank, Incorporated
Elizabethtown, KY
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Hot Money Ratio 17.61%
Liquidity Ratio 6.16%
Profitability Magnolia Bank, Incorporated
Elizabethtown, KY
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5-Year Return on Average Assets 0.66%
Net Income 1.92M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 86.89%
Return on Assets 1.48%
Return on Equity 14.08%