D
First & Peoples Bank and Trust Company
Russell,  KY
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.05
Return On
Assets
-0.46%
Total
Assets
207.10M
Capital
15.87M
Total
Deposits
190.56M
Net
Income
-500.00K
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Weiss Ratings First & Peoples Bank and Trust Company
Russell, KY 		Click to
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Rating D
Asset Quality Index 0.30
Capitalization Index 7.10
Liquidity Index 4.00
Profitability Index 0.00
Stability Index 2.70
Company Info First & Peoples Bank and Trust Company
Russell, KY 		Click to
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FDIC Number 8122
Phone Number (606) 836-0211
Website www.firstandpeoplesbank.com
Asset Quality First & Peoples Bank and Trust Company
Russell, KY 		Click to
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1-Year Asset Growth -1.68%
5-Year Asset Growth -1.87%
5-Year Charge-Offs to Average Loans 4.35%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 6.75%
Non-Performing Loans to Capital 60.02%
Non-Performing Loans to Loans 15.30%
Balance Sheet First & Peoples Bank and Trust Company
Russell, KY 		Click to
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Total Assets 207.10M
Total Deposits 190.56M
Capital and Reserves First & Peoples Bank and Trust Company
Russell, KY 		Click to
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Capital 15.87M
Leverage Ratio 9.05
Loan Loss Reserves to Loans 4.26%
Risk-Based Capital Ratio --
Liquidity First & Peoples Bank and Trust Company
Russell, KY 		Click to
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Hot Money Ratio 14.30%
Liquidity Ratio 26.58%
Profitability First & Peoples Bank and Trust Company
Russell, KY 		Click to
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5-Year Return on Average Assets -1.23%
Net Income -500.00K
Net Interest Spread 2.90%
Operating Profit to Average Assets -0.46%
Overhead Efficiency Ratio 109.34%
Return on Assets -0.46%
Return on Equity -6.28%