D
First & Peoples Bank and Trust Company
Russell,  KY
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.07
Return On
Assets
-1.41%
Total
Assets
210.65M
Capital
13.39M
Total
Deposits
196.55M
Net
Income
-1.60M
My Lists My Alerts
Weiss Ratings First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 0.30
Capitalization Index 7.10
Liquidity Index 3.80
Profitability Index 0.00
Stability Index 3.40
Company Info First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 8122
Phone Number (606) 836-0211
Website www.firstandpeoplesbank.com
Asset Quality First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -1.99%
5-Year Asset Growth 0.63%
5-Year Charge-Offs to Average Loans 3.82%
Charge-Offs to Average Loans 4.32%
Non-Performing Assets to Assets 9.35%
Non-Performing Loans to Capital 82.65%
Non-Performing Loans to Loans 20.88%
Balance Sheet First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 210.65M
Total Deposits 196.55M
Capital and Reserves First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 13.39M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 3.98%
Risk-Based Capital Ratio --
Liquidity First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 18.71%
Liquidity Ratio 24.24%
Profitability First & Peoples Bank and Trust Company
Russell, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets -0.98%
Net Income -1.60M
Net Interest Spread 2.46%
Operating Profit to Average Assets -1.41%
Overhead Efficiency Ratio 117.73%
Return on Assets -1.41%
Return on Equity -22.97%