| Weiss Ratings |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 0.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.50 | |||
| Company Info |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 8136 | |||
| Phone Number | (270) 686-1776 | |||
| Website | www.1776bank.com | |||
| Asset Quality |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.12% | |||
| 5-Year Asset Growth | 5.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.68% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 3.83B | |||
| Total Deposits | 3.02B | |||
| Capital and Reserves |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 318.82M | |||
| Leverage Ratio | 9.35 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 11.48% | |||
| Liquidity Ratio | 9.82% | |||
| Profitability |
Independence Bank of Kentucky
Owensboro, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 21.36M | |||
| Net Interest Spread | 2.67% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 64.08% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 13.77% | |||