| Weiss Ratings |
Independence Bank of Kentucky
Owensboro, KY |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 0.60 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 6.10 | |||
| Company Info |
Independence Bank of Kentucky
Owensboro, KY |
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| FDIC Number | 8136 | |||
| Phone Number | (270) 686-1776 | |||
| Website | www.1776bank.com | |||
| Asset Quality |
Independence Bank of Kentucky
Owensboro, KY |
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| 1-Year Asset Growth | 2.11% | |||
| 5-Year Asset Growth | 8.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.27% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Independence Bank of Kentucky
Owensboro, KY |
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| Total Assets | 3.81B | |||
| Total Deposits | 3.29B | |||
| Capital and Reserves |
Independence Bank of Kentucky
Owensboro, KY |
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| Capital | 295.38M | |||
| Leverage Ratio | 8.85 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | 13.42 | |||
| Liquidity |
Independence Bank of Kentucky
Owensboro, KY |
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| Hot Money Ratio | 10.56% | |||
| Liquidity Ratio | 10.00% | |||
| Profitability |
Independence Bank of Kentucky
Owensboro, KY |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 20.82M | |||
| Net Interest Spread | 2.30% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 71.35% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 9.68% | |||