| Weiss Ratings |
Independence Bank of Kentucky
Owensboro, KY |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 0.30 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Independence Bank of Kentucky
Owensboro, KY |
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| FDIC Number | 8136 | |||
| Phone Number | (270) 686-1776 | |||
| Website | www.1776bank.com | |||
| Asset Quality |
Independence Bank of Kentucky
Owensboro, KY |
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| 1-Year Asset Growth | 0.58% | |||
| 5-Year Asset Growth | 8.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.77% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Independence Bank of Kentucky
Owensboro, KY |
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| Total Assets | 3.74B | |||
| Total Deposits | 3.15B | |||
| Capital and Reserves |
Independence Bank of Kentucky
Owensboro, KY |
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| Capital | 283.00M | |||
| Leverage Ratio | 8.60 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 13.24 | |||
| Liquidity |
Independence Bank of Kentucky
Owensboro, KY |
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| Hot Money Ratio | 10.01% | |||
| Liquidity Ratio | 10.02% | |||
| Profitability |
Independence Bank of Kentucky
Owensboro, KY |
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| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 21.00M | |||
| Net Interest Spread | 1.88% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 74.38% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 8.22% | |||