| Weiss Ratings |
State Savings Bank
Frankfort, MI |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 5.10 | |||
| Company Info |
State Savings Bank
Frankfort, MI |
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| FDIC Number | 8162 | |||
| Phone Number | (231) 352-9691 | |||
| Website | www.ssbankmi.com | |||
| Asset Quality |
State Savings Bank
Frankfort, MI |
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| 1-Year Asset Growth | 5.59% | |||
| 5-Year Asset Growth | 7.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 4.11% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
State Savings Bank
Frankfort, MI |
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| Total Assets | 404.57M | |||
| Total Deposits | 365.02M | |||
| Capital and Reserves |
State Savings Bank
Frankfort, MI |
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| Capital | 37.19M | |||
| Leverage Ratio | 9.02 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Savings Bank
Frankfort, MI |
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| Hot Money Ratio | 12.05% | |||
| Liquidity Ratio | 17.39% | |||
| Profitability |
State Savings Bank
Frankfort, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 468.00K | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 87.41% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.06% | |||