| Weiss Ratings |
State Savings Bank
Frankfort, MI |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
State Savings Bank
Frankfort, MI |
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| FDIC Number | 8162 | |||
| Phone Number | (231) 352-9691 | |||
| Website | www.ssbankmi.com | |||
| Asset Quality |
State Savings Bank
Frankfort, MI |
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| 1-Year Asset Growth | 8.68% | |||
| 5-Year Asset Growth | 14.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 3.55% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
State Savings Bank
Frankfort, MI |
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| Total Assets | 443.66M | |||
| Total Deposits | 405.47M | |||
| Capital and Reserves |
State Savings Bank
Frankfort, MI |
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| Capital | 36.12M | |||
| Leverage Ratio | 8.52 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Savings Bank
Frankfort, MI |
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| Hot Money Ratio | 10.84% | |||
| Liquidity Ratio | 29.26% | |||
| Profitability |
State Savings Bank
Frankfort, MI |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 924.00K | |||
| Net Interest Spread | 4.63% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 91.35% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 3.47% | |||