| Weiss Ratings |
State Savings Bank
Frankfort, MI |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 4.80 | |||
| Company Info |
State Savings Bank
Frankfort, MI |
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| FDIC Number | 8162 | |||
| Phone Number | (231) 352-9691 | |||
| Website | www.ssbankmi.com | |||
| Asset Quality |
State Savings Bank
Frankfort, MI |
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| 1-Year Asset Growth | 6.04% | |||
| 5-Year Asset Growth | 14.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.51% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
State Savings Bank
Frankfort, MI |
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| Total Assets | 383.15M | |||
| Total Deposits | 345.57M | |||
| Capital and Reserves |
State Savings Bank
Frankfort, MI |
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| Capital | 35.48M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Savings Bank
Frankfort, MI |
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| Hot Money Ratio | 11.74% | |||
| Liquidity Ratio | 21.18% | |||
| Profitability |
State Savings Bank
Frankfort, MI |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 97.00K | |||
| Net Interest Spread | 4.49% | |||
| Operating Profit to Average Assets | 0.14% | |||
| Overhead Efficiency Ratio | 97.38% | |||
| Return on Assets | 0.10% | |||
| Return on Equity | 1.10% | |||