| Weiss Ratings |
State Savings Bank
Frankfort, MI |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 4.80 | |||
| Company Info |
State Savings Bank
Frankfort, MI |
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| FDIC Number | 8162 | |||
| Phone Number | (231) 352-9691 | |||
| Website | www.ssbankmi.com | |||
| Asset Quality |
State Savings Bank
Frankfort, MI |
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| 1-Year Asset Growth | 5.30% | |||
| 5-Year Asset Growth | 7.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.68% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
State Savings Bank
Frankfort, MI |
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| Total Assets | 431.16M | |||
| Total Deposits | 391.63M | |||
| Capital and Reserves |
State Savings Bank
Frankfort, MI |
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| Capital | 36.99M | |||
| Leverage Ratio | 8.79 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Savings Bank
Frankfort, MI |
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| Hot Money Ratio | 11.59% | |||
| Liquidity Ratio | 19.56% | |||
| Profitability |
State Savings Bank
Frankfort, MI |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 738.00K | |||
| Net Interest Spread | 4.74% | |||
| Operating Profit to Average Assets | 0.46% | |||
| Overhead Efficiency Ratio | 90.77% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 3.99% | |||