D
State Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Savings Bank
Frankfort, MI
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Rating D
Asset Quality Index 8.00
Capitalization Index 7.70
Liquidity Index 2.50
Profitability Index 0.10
Stability Index 4.80
Company Info State Savings Bank
Frankfort, MI
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FDIC Number 8162
Phone Number (231) 352-9691
Website www.ssbankmi.com
Asset Quality State Savings Bank
Frankfort, MI
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1-Year Asset Growth 6.04%
5-Year Asset Growth 14.28%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.20%
Balance Sheet State Savings Bank
Frankfort, MI
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Total Assets 383.15M
Total Deposits 345.57M
Capital and Reserves State Savings Bank
Frankfort, MI
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Capital 35.48M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio --
Liquidity State Savings Bank
Frankfort, MI
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Hot Money Ratio 11.74%
Liquidity Ratio 21.18%
Profitability State Savings Bank
Frankfort, MI
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5-Year Return on Average Assets 0.74%
Net Income 97.00K
Net Interest Spread 4.49%
Operating Profit to Average Assets 0.14%
Overhead Efficiency Ratio 97.38%
Return on Assets 0.10%
Return on Equity 1.10%