B
Citizens Bank Minnesota
New Ulm,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank Minnesota
New Ulm, MN
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Rating B
Asset Quality Index 8.60
Capitalization Index 7.50
Liquidity Index 2.80
Profitability Index 4.00
Stability Index 5.60
Company Info Citizens Bank Minnesota
New Ulm, MN
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FDIC Number 8200
Phone Number (507) 354-3165
Website www.citizensmn.bank
Asset Quality Citizens Bank Minnesota
New Ulm, MN
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1-Year Asset Growth 2.71%
5-Year Asset Growth 2.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Bank Minnesota
New Ulm, MN
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Total Assets 595.96M
Total Deposits 498.74M
Capital and Reserves Citizens Bank Minnesota
New Ulm, MN
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Capital 53.87M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio 12.33
Liquidity Citizens Bank Minnesota
New Ulm, MN
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Hot Money Ratio 15.50%
Liquidity Ratio 17.26%
Profitability Citizens Bank Minnesota
New Ulm, MN
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5-Year Return on Average Assets 0.65%
Net Income 2.52M
Net Interest Spread 3.14%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 67.97%
Return on Assets 0.85%
Return on Equity 9.43%