C
Citizens Bank Minnesota
New UlmMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank Minnesota
New Ulm, MN
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Rating C
Asset Quality Index 8.60
Capitalization Index 7.20
Liquidity Index 2.80
Profitability Index 3.10
Stability Index 5.10
Company Info Citizens Bank Minnesota
New Ulm, MN
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FDIC Number 8200
Phone Number (507) 354-3165
Website www.citizensmn.bank
Asset Quality Citizens Bank Minnesota
New Ulm, MN
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1-Year Asset Growth 5.93%
5-Year Asset Growth 6.41%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Bank Minnesota
New Ulm, MN
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Total Assets 599.56M
Total Deposits 502.56M
Capital and Reserves Citizens Bank Minnesota
New Ulm, MN
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Capital 52.17M
Leverage Ratio 9.14
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio 12.04
Liquidity Citizens Bank Minnesota
New Ulm, MN
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Hot Money Ratio 16.78%
Liquidity Ratio 16.09%
Profitability Citizens Bank Minnesota
New Ulm, MN
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5-Year Return on Average Assets 0.74%
Net Income 2.10M
Net Interest Spread 2.73%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 76.09%
Return on Assets 0.48%
Return on Equity 5.69%