C
Americana Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Americana Community Bank
Sleepy Eye, MN
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 3.90
Stability Index 5.70
Company Info Americana Community Bank
Sleepy Eye, MN
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FDIC Number 8205
Phone Number (507) 794-3551
Website www.americanafinancial.com
Asset Quality Americana Community Bank
Sleepy Eye, MN
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1-Year Asset Growth 2.51%
5-Year Asset Growth 8.99%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.10%
Non-Performing Loans to Loans 0.33%
Balance Sheet Americana Community Bank
Sleepy Eye, MN
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Total Assets 179.07M
Total Deposits 150.64M
Capital and Reserves Americana Community Bank
Sleepy Eye, MN
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Capital 18.62M
Leverage Ratio 11.19
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 14.07
Liquidity Americana Community Bank
Sleepy Eye, MN
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Hot Money Ratio 16.94%
Liquidity Ratio 17.11%
Profitability Americana Community Bank
Sleepy Eye, MN
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5-Year Return on Average Assets 0.63%
Net Income 797.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 75.64%
Return on Assets 0.60%
Return on Equity 5.95%