B
Farmers State Bank of Hamel
Hamel,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank of Hamel
Hamel, MN
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Rating B
Asset Quality Index 9.80
Capitalization Index 7.80
Liquidity Index 5.10
Profitability Index 3.60
Stability Index 2.90
Company Info Farmers State Bank of Hamel
Hamel, MN
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FDIC Number 8214
Phone Number (763) 478-6611
Website www.fsboh.com
Asset Quality Farmers State Bank of Hamel
Hamel, MN
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1-Year Asset Growth -3.19%
5-Year Asset Growth 3.50%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers State Bank of Hamel
Hamel, MN
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Total Assets 198.34M
Total Deposits 185.08M
Capital and Reserves Farmers State Bank of Hamel
Hamel, MN
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Capital 12.54M
Leverage Ratio 9.52
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank of Hamel
Hamel, MN
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Hot Money Ratio 22.35%
Liquidity Ratio 51.41%
Profitability Farmers State Bank of Hamel
Hamel, MN
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5-Year Return on Average Assets 0.60%
Net Income 853.00K
Net Interest Spread 2.60%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 61.58%
Return on Assets 0.87%
Return on Equity 13.99%