Citizens Bank and Trust Company
| Weiss Ratings |
Citizens Bank and Trust Company
Blackstone, VA |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Citizens Bank and Trust Company
Blackstone, VA |
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| FDIC Number | 823 | |||
| Phone Number | (434) 292-8100 | |||
| Website | www.cbtva.com | |||
| Asset Quality |
Citizens Bank and Trust Company
Blackstone, VA |
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| 1-Year Asset Growth | 0.84% | |||
| 5-Year Asset Growth | 6.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.80% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Citizens Bank and Trust Company
Blackstone, VA |
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| Total Assets | 566.49M | |||
| Total Deposits | 484.16M | |||
| Capital and Reserves |
Citizens Bank and Trust Company
Blackstone, VA |
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| Capital | 70.39M | |||
| Leverage Ratio | 14.17 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Bank and Trust Company
Blackstone, VA |
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| Hot Money Ratio | 18.99% | |||
| Liquidity Ratio | 40.13% | |||
| Profitability |
Citizens Bank and Trust Company
Blackstone, VA |
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| 5-Year Return on Average Assets | 1.41% | |||
| Net Income | 2.49M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 2.15% | |||
| Overhead Efficiency Ratio | 49.35% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 14.59% | |||