Citizens Bank and Trust Company
| Weiss Ratings |
Citizens Bank and Trust Company
Blackstone, VA |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 8.00 | |||
| Company Info |
Citizens Bank and Trust Company
Blackstone, VA |
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| FDIC Number | 823 | |||
| Phone Number | (434) 292-8100 | |||
| Website | www.cbtva.com | |||
| Asset Quality |
Citizens Bank and Trust Company
Blackstone, VA |
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| 1-Year Asset Growth | -0.29% | |||
| 5-Year Asset Growth | 6.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.58% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Citizens Bank and Trust Company
Blackstone, VA |
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| Total Assets | 552.52M | |||
| Total Deposits | 472.54M | |||
| Capital and Reserves |
Citizens Bank and Trust Company
Blackstone, VA |
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| Capital | 66.25M | |||
| Leverage Ratio | 14.10 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Bank and Trust Company
Blackstone, VA |
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| Hot Money Ratio | 17.57% | |||
| Liquidity Ratio | 37.92% | |||
| Profitability |
Citizens Bank and Trust Company
Blackstone, VA |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 9.07M | |||
| Net Interest Spread | 3.88% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 50.99% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 14.43% | |||