Citizens Bank and Trust Company
| Weiss Ratings |
Citizens Bank and Trust Company
Blackstone, VA |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 8.00 | |||
| Company Info |
Citizens Bank and Trust Company
Blackstone, VA |
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| FDIC Number | 823 | |||
| Phone Number | (434) 292-8100 | |||
| Website | www.cbtva.com | |||
| Asset Quality |
Citizens Bank and Trust Company
Blackstone, VA |
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| 1-Year Asset Growth | 0.96% | |||
| 5-Year Asset Growth | 6.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Citizens Bank and Trust Company
Blackstone, VA |
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| Total Assets | 561.56M | |||
| Total Deposits | 478.33M | |||
| Capital and Reserves |
Citizens Bank and Trust Company
Blackstone, VA |
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| Capital | 73.14M | |||
| Leverage Ratio | 14.35 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Bank and Trust Company
Blackstone, VA |
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| Hot Money Ratio | 19.02% | |||
| Liquidity Ratio | 38.97% | |||
| Profitability |
Citizens Bank and Trust Company
Blackstone, VA |
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| 5-Year Return on Average Assets | 1.41% | |||
| Net Income | 5.13M | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 2.21% | |||
| Overhead Efficiency Ratio | 48.80% | |||
| Return on Assets | 1.79% | |||
| Return on Equity | 14.64% | |||