B
Copiah Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.52
Return On
Assets
0.95%
Total
Assets
319.79M
Capital
36.84M
Total
Deposits
280.41M
Net
Income
2.32M
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Weiss Ratings Copiah Bank
Hazlehurst, MS 		Click to
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.20
Stability Index 7.10
Company Info Copiah Bank
Hazlehurst, MS 		Click to
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FDIC Number 8231
Phone Number (601) 894-2831
Website www.copiahbank.com
Asset Quality Copiah Bank
Hazlehurst, MS 		Click to
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1-Year Asset Growth 2.49%
5-Year Asset Growth 7.99%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.50%
Non-Performing Loans to Loans 0.13%
Balance Sheet Copiah Bank
Hazlehurst, MS 		Click to
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Total Assets 319.79M
Total Deposits 280.41M
Capital and Reserves Copiah Bank
Hazlehurst, MS 		Click to
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Capital 36.84M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity Copiah Bank
Hazlehurst, MS 		Click to
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Hot Money Ratio 20.55%
Liquidity Ratio 26.74%
Profitability Copiah Bank
Hazlehurst, MS 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 2.32M
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 72.96%
Return on Assets 0.95%
Return on Equity 8.74%