B
Copiah Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.98
Return On
Assets
0.81%
Total
Assets
332.18M
Capital
35.08M
Total
Deposits
294.92M
Net
Income
658.00K
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Weiss Ratings Copiah Bank
Hazlehurst, MS 		Click to
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Rating B
Asset Quality Index 6.20
Capitalization Index 9.20
Liquidity Index 2.90
Profitability Index 4.20
Stability Index 6.90
Company Info Copiah Bank
Hazlehurst, MS 		Click to
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FDIC Number 8231
Phone Number (601) 894-2831
Website www.copiahbank.com
Asset Quality Copiah Bank
Hazlehurst, MS 		Click to
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1-Year Asset Growth 7.41%
5-Year Asset Growth 7.99%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 6.19%
Non-Performing Loans to Loans 0.25%
Balance Sheet Copiah Bank
Hazlehurst, MS 		Click to
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Total Assets 332.18M
Total Deposits 294.92M
Capital and Reserves Copiah Bank
Hazlehurst, MS 		Click to
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Capital 35.08M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 1.64%
Risk-Based Capital Ratio --
Liquidity Copiah Bank
Hazlehurst, MS 		Click to
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Hot Money Ratio 19.11%
Liquidity Ratio 29.52%
Profitability Copiah Bank
Hazlehurst, MS 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 658.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 74.86%
Return on Assets 0.81%
Return on Equity 7.63%