B
Copiah Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Copiah Bank
Hazlehurst, MS
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Rating B
Asset Quality Index 8.50
Capitalization Index 9.40
Liquidity Index 2.80
Profitability Index 3.80
Stability Index 7.00
Company Info Copiah Bank
Hazlehurst, MS
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FDIC Number 8231
Phone Number (601) 894-2831
Website www.copiahbank.com
Asset Quality Copiah Bank
Hazlehurst, MS
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1-Year Asset Growth 3.84%
5-Year Asset Growth 7.99%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.03%
Non-Performing Loans to Loans 0.26%
Balance Sheet Copiah Bank
Hazlehurst, MS
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Total Assets 318.14M
Total Deposits 281.86M
Capital and Reserves Copiah Bank
Hazlehurst, MS
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Capital 33.93M
Leverage Ratio 11.25
Loan Loss Reserves to Loans 1.65%
Risk-Based Capital Ratio --
Liquidity Copiah Bank
Hazlehurst, MS
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Hot Money Ratio 20.17%
Liquidity Ratio 32.01%
Profitability Copiah Bank
Hazlehurst, MS
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5-Year Return on Average Assets 1.05%
Net Income 3.39M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 67.48%
Return on Assets 1.10%
Return on Equity 10.17%