C
The Bank of Holly Springs
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holly Springs
Holly Springs, MS
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Rating C
Asset Quality Index 2.50
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 2.50
Stability Index 9.80
Company Info The Bank of Holly Springs
Holly Springs, MS
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FDIC Number 8232
Phone Number (662) 252-2512
Website www.bankofhollysprings.com
Asset Quality The Bank of Holly Springs
Holly Springs, MS
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1-Year Asset Growth -2.67%
5-Year Asset Growth 10.85%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 3.44%
Non-Performing Loans to Capital 23.56%
Non-Performing Loans to Loans 4.11%
Balance Sheet The Bank of Holly Springs
Holly Springs, MS
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Total Assets 555.57M
Total Deposits 459.63M
Capital and Reserves The Bank of Holly Springs
Holly Springs, MS
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Capital 80.37M
Leverage Ratio 13.73
Loan Loss Reserves to Loans 1.78%
Risk-Based Capital Ratio --
Liquidity The Bank of Holly Springs
Holly Springs, MS
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Hot Money Ratio 34.64%
Liquidity Ratio 14.76%
Profitability The Bank of Holly Springs
Holly Springs, MS
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5-Year Return on Average Assets 1.61%
Net Income 5.32M
Net Interest Spread 4.23%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 58.37%
Return on Assets 0.94%
Return on Equity 6.57%