C
The Bank of Holly Springs
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holly Springs
Holly Springs, MS
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Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 6.00
Stability Index 3.70
Company Info The Bank of Holly Springs
Holly Springs, MS
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FDIC Number 8232
Phone Number (662) 252-2512
Website www.bankofhollysprings.com
Asset Quality The Bank of Holly Springs
Holly Springs, MS
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1-Year Asset Growth -0.74%
5-Year Asset Growth 26.83%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 1.63%
Non-Performing Loans to Capital 10.55%
Non-Performing Loans to Loans 1.90%
Balance Sheet The Bank of Holly Springs
Holly Springs, MS
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Total Assets 561.10M
Total Deposits 462.11M
Capital and Reserves The Bank of Holly Springs
Holly Springs, MS
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Capital 82.63M
Leverage Ratio 14.01
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity The Bank of Holly Springs
Holly Springs, MS
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Hot Money Ratio 33.20%
Liquidity Ratio 15.60%
Profitability The Bank of Holly Springs
Holly Springs, MS
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5-Year Return on Average Assets 1.61%
Net Income 5.65M
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 58.78%
Return on Assets 1.32%
Return on Equity 9.33%