C
The Bank of Holly Springs
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holly Springs
Holly Springs, MS
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Rating C
Asset Quality Index 2.00
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 5.00
Stability Index 8.70
Company Info The Bank of Holly Springs
Holly Springs, MS
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FDIC Number 8232
Phone Number (662) 252-2512
Website www.bankofhollysprings.com
Asset Quality The Bank of Holly Springs
Holly Springs, MS
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1-Year Asset Growth 2.70%
5-Year Asset Growth 10.69%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 2.17%
Non-Performing Assets to Assets 3.48%
Non-Performing Loans to Capital 23.97%
Non-Performing Loans to Loans 4.69%
Balance Sheet The Bank of Holly Springs
Holly Springs, MS
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Total Assets 587.51M
Total Deposits 490.76M
Capital and Reserves The Bank of Holly Springs
Holly Springs, MS
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Capital 80.68M
Leverage Ratio 13.09
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio --
Liquidity The Bank of Holly Springs
Holly Springs, MS
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Hot Money Ratio 34.85%
Liquidity Ratio 20.98%
Profitability The Bank of Holly Springs
Holly Springs, MS
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5-Year Return on Average Assets 1.43%
Net Income 3.77M
Net Interest Spread 4.05%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 62.81%
Return on Assets 1.29%
Return on Equity 9.54%