C
The Bank of Holly Springs
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holly Springs
Holly Springs, MS
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Rating C
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 6.50
Stability Index 4.30
Company Info The Bank of Holly Springs
Holly Springs, MS
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FDIC Number 8232
Phone Number (662) 252-2512
Website www.bankofhollysprings.com
Asset Quality The Bank of Holly Springs
Holly Springs, MS
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1-Year Asset Growth 6.00%
5-Year Asset Growth 26.83%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 1.38%
Non-Performing Loans to Capital 8.79%
Non-Performing Loans to Loans 1.62%
Balance Sheet The Bank of Holly Springs
Holly Springs, MS
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Total Assets 587.44M
Total Deposits 491.05M
Capital and Reserves The Bank of Holly Springs
Holly Springs, MS
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Capital 80.16M
Leverage Ratio 13.54
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity The Bank of Holly Springs
Holly Springs, MS
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Hot Money Ratio 37.11%
Liquidity Ratio 23.04%
Profitability The Bank of Holly Springs
Holly Springs, MS
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5-Year Return on Average Assets 1.61%
Net Income 1.86M
Net Interest Spread 4.07%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 59.87%
Return on Assets 1.31%
Return on Equity 9.45%