C
The Bank of Holly Springs
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holly Springs
Holly Springs, MS
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Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 6.80
Stability Index 3.70
Company Info The Bank of Holly Springs
Holly Springs, MS
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FDIC Number 8232
Phone Number (662) 252-2512
Website www.bankofhollysprings.com
Asset Quality The Bank of Holly Springs
Holly Springs, MS
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1-Year Asset Growth 3.71%
5-Year Asset Growth 26.83%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 1.59%
Non-Performing Loans to Capital 11.28%
Non-Performing Loans to Loans 1.96%
Balance Sheet The Bank of Holly Springs
Holly Springs, MS
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Total Assets 572.06M
Total Deposits 474.16M
Capital and Reserves The Bank of Holly Springs
Holly Springs, MS
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Capital 81.77M
Leverage Ratio 13.62
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio --
Liquidity The Bank of Holly Springs
Holly Springs, MS
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Hot Money Ratio 35.60%
Liquidity Ratio 18.61%
Profitability The Bank of Holly Springs
Holly Springs, MS
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5-Year Return on Average Assets 1.61%
Net Income 4.09M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 58.21%
Return on Assets 1.43%
Return on Equity 10.25%