C
The Bank of Holly Springs
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holly Springs
Holly Springs, MS
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Rating C
Asset Quality Index 2.40
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 4.90
Stability Index 8.50
Company Info The Bank of Holly Springs
Holly Springs, MS
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FDIC Number 8232
Phone Number (662) 252-2512
Website www.bankofhollysprings.com
Asset Quality The Bank of Holly Springs
Holly Springs, MS
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1-Year Asset Growth 1.70%
5-Year Asset Growth 10.69%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 3.68%
Non-Performing Assets to Assets 3.07%
Non-Performing Loans to Capital 21.37%
Non-Performing Loans to Loans 4.05%
Balance Sheet The Bank of Holly Springs
Holly Springs, MS
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Total Assets 597.44M
Total Deposits 502.80M
Capital and Reserves The Bank of Holly Springs
Holly Springs, MS
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Capital 79.00M
Leverage Ratio 13.00
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity The Bank of Holly Springs
Holly Springs, MS
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Hot Money Ratio 35.65%
Liquidity Ratio 21.46%
Profitability The Bank of Holly Springs
Holly Springs, MS
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5-Year Return on Average Assets 1.43%
Net Income 1.98M
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 60.75%
Return on Assets 1.36%
Return on Equity 10.12%