B
Bank of Wiggins
WigginsMS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Wiggins
Wiggins, MS
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 3.40
Stability Index 5.60
Company Info Bank of Wiggins
Wiggins, MS
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FDIC Number 8250
Phone Number (601) 928-5233
Website www.bankofwiggins.com
Asset Quality Bank of Wiggins
Wiggins, MS
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1-Year Asset Growth 11.15%
5-Year Asset Growth 3.86%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 5.48%
Non-Performing Loans to Loans 1.96%
Balance Sheet Bank of Wiggins
Wiggins, MS
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Total Assets 225.85M
Total Deposits 200.70M
Capital and Reserves Bank of Wiggins
Wiggins, MS
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Capital 23.42M
Leverage Ratio 14.21
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity Bank of Wiggins
Wiggins, MS
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Hot Money Ratio 28.96%
Liquidity Ratio 52.34%
Profitability Bank of Wiggins
Wiggins, MS
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5-Year Return on Average Assets 0.65%
Net Income 1.11M
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 77.92%
Return on Assets 0.69%
Return on Equity 6.94%