C
UMB Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.60
Capitalization Index 6.20
Liquidity Index 2.90
Profitability Index 4.70
Stability Index 7.70
Company Info UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8273
Phone Number (816) 860-7930
Website www.umb.com
Asset Quality UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 45.12%
5-Year Asset Growth 24.14%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.62%
Non-Performing Loans to Loans 0.37%
Balance Sheet UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 72.78B
Total Deposits 61.06B
Capital and Reserves UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Capital 7.53B
Leverage Ratio 8.29
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 12.20
Liquidity UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.66%
Liquidity Ratio 23.77%
Profitability UMB Bank, National Association
Kansas City, MO
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.99%
Net Income 677.41M
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 60.49%
Return on Assets 1.02%
Return on Equity 10.20%