C
UMB Bank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UMB Bank, National Association
Kansas City, MO
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Rating C
Asset Quality Index 7.80
Capitalization Index 6.10
Liquidity Index 3.10
Profitability Index 3.10
Stability Index 7.50
Company Info UMB Bank, National Association
Kansas City, MO
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FDIC Number 8273
Phone Number (816) 860-7930
Website www.umb.com
Asset Quality UMB Bank, National Association
Kansas City, MO
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1-Year Asset Growth 53.14%
5-Year Asset Growth 18.05%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 0.29%
Balance Sheet UMB Bank, National Association
Kansas City, MO
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Total Assets 69.01B
Total Deposits 58.14B
Capital and Reserves UMB Bank, National Association
Kansas City, MO
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Capital 6.77B
Leverage Ratio 8.53
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 11.35
Liquidity UMB Bank, National Association
Kansas City, MO
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Hot Money Ratio 3.96%
Liquidity Ratio 27.01%
Profitability UMB Bank, National Association
Kansas City, MO
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5-Year Return on Average Assets 0.99%
Net Income 100.39M
Net Interest Spread 2.96%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 62.59%
Return on Assets 0.67%
Return on Equity 7.85%