B
Lead Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lead Bank
Kansas City, MO
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Rating B
Asset Quality Index 3.30
Capitalization Index 5.80
Liquidity Index 5.30
Profitability Index 8.50
Stability Index 8.40
Company Info Lead Bank
Kansas City, MO
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FDIC Number 8283
Phone Number (866) 845-9545
Website www.lead.bank
Asset Quality Lead Bank
Kansas City, MO
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1-Year Asset Growth 64.89%
5-Year Asset Growth 77.40%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 1.03%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 11.62%
Non-Performing Loans to Loans 0.33%
Balance Sheet Lead Bank
Kansas City, MO
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Total Assets 2.62B
Total Deposits 2.34B
Capital and Reserves Lead Bank
Kansas City, MO
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Capital 225.60M
Leverage Ratio 7.84
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 24.62
Liquidity Lead Bank
Kansas City, MO
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Hot Money Ratio 0.02%
Liquidity Ratio 39.89%
Profitability Lead Bank
Kansas City, MO
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5-Year Return on Average Assets 1.29%
Net Income 25.87M
Net Interest Spread 8.97%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 81.46%
Return on Assets 1.30%
Return on Equity 13.59%