B
Lead Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lead Bank
Kansas City, MO
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Rating B
Asset Quality Index 3.30
Capitalization Index 5.70
Liquidity Index 5.10
Profitability Index 8.30
Stability Index 8.60
Company Info Lead Bank
Kansas City, MO
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FDIC Number 8283
Phone Number (866) 845-9545
Website www.lead.bank
Asset Quality Lead Bank
Kansas City, MO
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1-Year Asset Growth 67.02%
5-Year Asset Growth 69.68%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 11.06%
Non-Performing Loans to Loans 0.56%
Balance Sheet Lead Bank
Kansas City, MO
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Total Assets 1.75B
Total Deposits 1.54B
Capital and Reserves Lead Bank
Kansas City, MO
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Capital 170.93M
Leverage Ratio 7.71
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 27.52
Liquidity Lead Bank
Kansas City, MO
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Hot Money Ratio 0.07%
Liquidity Ratio 38.26%
Profitability Lead Bank
Kansas City, MO
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5-Year Return on Average Assets 1.29%
Net Income 5.04M
Net Interest Spread 8.94%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 83.96%
Return on Assets 1.19%
Return on Equity 12.05%