B
Lead Bank
Rating Date
October 2025
Risk Based
Capital Ratio
33.38
Leverage
Ratio
8.54
Return On
Assets
1.34%
Total
Assets
1.97B
Capital
218.03M
Total
Deposits
1.71B
Net
Income
18.86M
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Weiss Ratings Lead Bank
Kansas City, MO 		Click to
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Rating B
Asset Quality Index 3.50
Capitalization Index 6.50
Liquidity Index 5.00
Profitability Index 8.60
Stability Index 9.30
Company Info Lead Bank
Kansas City, MO 		Click to
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FDIC Number 8283
Phone Number (866) 845-9545
Website www.lead.bank
Asset Quality Lead Bank
Kansas City, MO 		Click to
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1-Year Asset Growth 73.56%
5-Year Asset Growth 69.68%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 9.68%
Non-Performing Loans to Loans 0.50%
Balance Sheet Lead Bank
Kansas City, MO 		Click to
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Total Assets 1.97B
Total Deposits 1.71B
Capital and Reserves Lead Bank
Kansas City, MO 		Click to
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Capital 218.03M
Leverage Ratio 8.54
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 33.38
Liquidity Lead Bank
Kansas City, MO 		Click to
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Hot Money Ratio 0.05%
Liquidity Ratio 33.60%
Profitability Lead Bank
Kansas City, MO 		Click to
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5-Year Return on Average Assets 1.29%
Net Income 18.86M
Net Interest Spread 8.97%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 83.28%
Return on Assets 1.34%
Return on Equity 13.98%