B
Lead Bank
Rating Date
August 2026
Risk Based
Capital Ratio
21.60
Leverage
Ratio
7.40
Return On
Assets
1.61%
Total
Assets
2.76B
Capital
244.11M
Total
Deposits
2.46B
Net
Income
21.29M
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Weiss Ratings Lead Bank
Kansas City, MO 		Click to
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Rating B
Asset Quality Index 3.00
Capitalization Index 5.40
Liquidity Index 5.50
Profitability Index 9.00
Stability Index 7.70
Company Info Lead Bank
Kansas City, MO 		Click to
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FDIC Number 8283
Phone Number (866) 845-9545
Website www.lead.bank
Asset Quality Lead Bank
Kansas City, MO 		Click to
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1-Year Asset Growth 58.29%
5-Year Asset Growth 77.17%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 16.40%
Non-Performing Loans to Loans 0.88%
Balance Sheet Lead Bank
Kansas City, MO 		Click to
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Total Assets 2.76B
Total Deposits 2.46B
Capital and Reserves Lead Bank
Kansas City, MO 		Click to
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Capital 244.11M
Leverage Ratio 7.40
Loan Loss Reserves to Loans 2.31%
Risk-Based Capital Ratio 21.60
Liquidity Lead Bank
Kansas City, MO 		Click to
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Hot Money Ratio 0.01%
Liquidity Ratio 38.55%
Profitability Lead Bank
Kansas City, MO 		Click to
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5-Year Return on Average Assets 1.35%
Net Income 21.29M
Net Interest Spread 7.83%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 80.77%
Return on Assets 1.61%
Return on Equity 18.16%