Century Bank of the Ozarks
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Good current capitalization (6.8 on a scale of 0 to 10) and a capital leverage ratio of 8.8.
Other Rating Factors:
Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 1.9 has resulted in Excellent (9.9) profitability. A current level of 1.6 percent of nonperforming loans to core capital combined with 11.8 percent from a year earlier contributes to the Excellent asset quality (8.0).
Asset Mix:
Comm re (28%), home mtgs (20%), cash (7%), comm loans (4%), consumer loans (2%), securities (0%), other (38%)
States with Branches:
AR, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Century Bancshares, Inc.
Investment Rating
--
Address
42 Court Square
Gainesville, MO 65655
Gainesville, MO 65655
Phone Number
(417) 679-3321
Year Founded
1894
FDIC Number
Website
Largest Affiliates
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