B
First State Bank of Harvey
HarveyND
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Harvey
Harvey, ND
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.40
Liquidity Index 4.90
Profitability Index 3.80
Stability Index 4.70
Company Info First State Bank of Harvey
Harvey, ND
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FDIC Number 8383
Phone Number (701) 324-2285
Website www.firstharvey.com/
Asset Quality First State Bank of Harvey
Harvey, ND
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1-Year Asset Growth 8.09%
5-Year Asset Growth 1.55%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.28%
Non-Performing Loans to Loans 0.00%
Balance Sheet First State Bank of Harvey
Harvey, ND
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Total Assets 96.00M
Total Deposits 87.61M
Capital and Reserves First State Bank of Harvey
Harvey, ND
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Capital 7.48M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity First State Bank of Harvey
Harvey, ND
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Hot Money Ratio 17.47%
Liquidity Ratio 58.46%
Profitability First State Bank of Harvey
Harvey, ND
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5-Year Return on Average Assets 0.92%
Net Income 622.00K
Net Interest Spread 2.69%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 70.79%
Return on Assets 0.86%
Return on Equity 12.91%