C
KodaBank
DraytonND
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings KodaBank
Drayton, ND
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Rating C
Asset Quality Index 6.30
Capitalization Index 9.60
Liquidity Index 0.40
Profitability Index 6.20
Stability Index 3.70
Company Info KodaBank
Drayton, ND
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FDIC Number 8386
Phone Number (701) 454-3317
Website www.kodabank.com
Asset Quality KodaBank
Drayton, ND
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1-Year Asset Growth 8.50%
5-Year Asset Growth 45.72%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.50%
Non-Performing Loans to Loans 0.27%
Balance Sheet KodaBank
Drayton, ND
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Total Assets 510.10M
Total Deposits 436.15M
Capital and Reserves KodaBank
Drayton, ND
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Capital 54.18M
Leverage Ratio 10.76
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity KodaBank
Drayton, ND
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Hot Money Ratio 30.76%
Liquidity Ratio 8.03%
Profitability KodaBank
Drayton, ND
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5-Year Return on Average Assets 1.52%
Net Income 5.79M
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 56.37%
Return on Assets 1.49%
Return on Equity 14.90%