C
KodaBank
Drayton,  ND
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings KodaBank
Drayton, ND
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Rating C
Asset Quality Index 7.00
Capitalization Index 8.90
Liquidity Index 0.70
Profitability Index 6.70
Stability Index 4.30
Company Info KodaBank
Drayton, ND
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FDIC Number 8386
Phone Number (701) 454-3317
Website www.kodabank.com
Asset Quality KodaBank
Drayton, ND
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1-Year Asset Growth 8.27%
5-Year Asset Growth 13.32%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.64%
Non-Performing Loans to Loans 0.33%
Balance Sheet KodaBank
Drayton, ND
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Total Assets 559.84M
Total Deposits 482.98M
Capital and Reserves KodaBank
Drayton, ND
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Capital 57.14M
Leverage Ratio 10.28
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity KodaBank
Drayton, ND
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Hot Money Ratio 31.59%
Liquidity Ratio 13.64%
Profitability KodaBank
Drayton, ND
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5-Year Return on Average Assets 1.45%
Net Income 4.67M
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 53.74%
Return on Assets 1.68%
Return on Equity 16.94%