B
Lincoln State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lincoln State Bank
Hankinson, ND
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Rating B
Asset Quality Index 6.30
Capitalization Index 8.30
Liquidity Index 3.50
Profitability Index 4.20
Stability Index 4.40
Company Info Lincoln State Bank
Hankinson, ND
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FDIC Number 8390
Phone Number (701) 242-7292
Website www.lsbhank.com
Asset Quality Lincoln State Bank
Hankinson, ND
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1-Year Asset Growth 8.49%
5-Year Asset Growth 10.45%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.11%
Non-Performing Loans to Loans 0.75%
Balance Sheet Lincoln State Bank
Hankinson, ND
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Total Assets 124.42M
Total Deposits 103.38M
Capital and Reserves Lincoln State Bank
Hankinson, ND
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Capital 8.66M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity Lincoln State Bank
Hankinson, ND
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Hot Money Ratio 21.23%
Liquidity Ratio 11.92%
Profitability Lincoln State Bank
Hankinson, ND
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5-Year Return on Average Assets 1.01%
Net Income 916.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 69.31%
Return on Assets 1.00%
Return on Equity 16.80%