B
Lincoln State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lincoln State Bank
Hankinson, ND
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Rating B
Asset Quality Index 6.90
Capitalization Index 8.00
Liquidity Index 3.30
Profitability Index 4.20
Stability Index 3.90
Company Info Lincoln State Bank
Hankinson, ND
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FDIC Number 8390
Phone Number (701) 242-7292
Website www.lsbhank.com
Asset Quality Lincoln State Bank
Hankinson, ND
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1-Year Asset Growth 6.93%
5-Year Asset Growth 7.27%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.83%
Non-Performing Loans to Loans 0.42%
Balance Sheet Lincoln State Bank
Hankinson, ND
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Total Assets 126.14M
Total Deposits 106.20M
Capital and Reserves Lincoln State Bank
Hankinson, ND
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Capital 9.11M
Leverage Ratio 9.68
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity Lincoln State Bank
Hankinson, ND
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Hot Money Ratio 21.53%
Liquidity Ratio 11.50%
Profitability Lincoln State Bank
Hankinson, ND
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5-Year Return on Average Assets 1.01%
Net Income 1.24M
Net Interest Spread 3.45%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 69.53%
Return on Assets 1.01%
Return on Equity 16.18%