Susquehanna Community Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.7) profitability.
Other Rating Factors:
A current level of 2.5 percent of nonperforming loans to core capital combined with 3.9 percent from a year earlier contributes to the Excellent asset quality (7.2). Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.4 and a capital leverage ratio of 8.7.
Asset Mix:
Securities (25%), comm re (23%), home mtgs (14%), home eq lns (5%), comm loans (4%), cash (1%), consumer loans (1%), other (27%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Susquehanna Community Financial, Inc.
Investment Rating
--
Address
940 High Street
West Milton, PA 17886
West Milton, PA 17886
Phone Number
(570) 568-6851
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.