| Weiss Ratings |
1st Summit Bank
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.80 | |||
| Company Info |
1st Summit Bank
Johnstown, PA |
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| FDIC Number | 8426 | |||
| Phone Number | (814) 262-4010 | |||
| Website | www.1stsummit.bank | |||
| Asset Quality |
1st Summit Bank
Johnstown, PA |
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| 1-Year Asset Growth | 3.51% | |||
| 5-Year Asset Growth | 5.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 3.18% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
1st Summit Bank
Johnstown, PA |
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| Total Assets | 1.41B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
1st Summit Bank
Johnstown, PA |
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| Capital | 92.52M | |||
| Leverage Ratio | 8.95 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | 15.81 | |||
| Liquidity |
1st Summit Bank
Johnstown, PA |
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| Hot Money Ratio | 20.48% | |||
| Liquidity Ratio | 17.29% | |||
| Profitability |
1st Summit Bank
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 3.60M | |||
| Net Interest Spread | 1.82% | |||
| Operating Profit to Average Assets | 0.23% | |||
| Overhead Efficiency Ratio | 89.69% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 3.78% | |||