B
One Bank of Tennessee
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings One Bank of Tennessee
Cookeville, TN
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Rating B
Asset Quality Index 8.90
Capitalization Index 6.60
Liquidity Index 4.10
Profitability Index 8.10
Stability Index 6.30
Company Info One Bank of Tennessee
Cookeville, TN
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FDIC Number 8432
Phone Number (931) 528-5441
Website www.onebanktn.com
Asset Quality One Bank of Tennessee
Cookeville, TN
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1-Year Asset Growth 3.36%
5-Year Asset Growth 10.67%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.10%
Non-Performing Loans to Loans 0.19%
Balance Sheet One Bank of Tennessee
Cookeville, TN
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Total Assets 1.67B
Total Deposits 1.49B
Capital and Reserves One Bank of Tennessee
Cookeville, TN
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Capital 135.39M
Leverage Ratio 8.61
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio 14.99
Liquidity One Bank of Tennessee
Cookeville, TN
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Hot Money Ratio 21.90%
Liquidity Ratio 29.67%
Profitability One Bank of Tennessee
Cookeville, TN
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5-Year Return on Average Assets 1.28%
Net Income 23.11M
Net Interest Spread 3.74%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 52.32%
Return on Assets 1.88%
Return on Equity 25.56%