C
Centennial Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Centennial Bank
Trezevant, TN
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Rating C
Asset Quality Index 7.70
Capitalization Index 9.10
Liquidity Index 0.60
Profitability Index 7.60
Stability Index 3.70
Company Info Centennial Bank
Trezevant, TN
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FDIC Number 8439
Phone Number (731) 669-3900
Website www.mycentennial.bank
Asset Quality Centennial Bank
Trezevant, TN
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1-Year Asset Growth 12.61%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.17%
Non-Performing Loans to Loans 0.23%
Balance Sheet Centennial Bank
Trezevant, TN
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Total Assets 835.48M
Total Deposits 731.37M
Capital and Reserves Centennial Bank
Trezevant, TN
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Capital 85.90M
Leverage Ratio 10.39
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio 13.19
Liquidity Centennial Bank
Trezevant, TN
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Hot Money Ratio 26.43%
Liquidity Ratio 11.74%
Profitability Centennial Bank
Trezevant, TN
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5-Year Return on Average Assets 1.36%
Net Income 7.42M
Net Interest Spread 4.52%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 61.68%
Return on Assets 1.23%
Return on Equity 11.77%