| Weiss Ratings |
The Bank of Romney
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 8.50 | |||
| Company Info |
The Bank of Romney
Romney, WV |
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| FDIC Number | 845 | |||
| Phone Number | (304) 822-3541 | |||
| Website | www.bankofromney.net | |||
| Asset Quality |
The Bank of Romney
Romney, WV |
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| 1-Year Asset Growth | -1.83% | |||
| 5-Year Asset Growth | 3.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.80% | |||
| Non-Performing Assets to Assets | 2.15% | |||
| Non-Performing Loans to Capital | 9.66% | |||
| Non-Performing Loans to Loans | 2.17% | |||
| Balance Sheet |
The Bank of Romney
Romney, WV |
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| Total Assets | 356.54M | |||
| Total Deposits | 268.25M | |||
| Capital and Reserves |
The Bank of Romney
Romney, WV |
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| Capital | 53.99M | |||
| Leverage Ratio | 15.55 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Romney
Romney, WV |
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| Hot Money Ratio | 12.11% | |||
| Liquidity Ratio | 15.82% | |||
| Profitability |
The Bank of Romney
Romney, WV |
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| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 1.69% | |||
| Overhead Efficiency Ratio | 61.26% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 8.85% | |||