| Weiss Ratings |
The Bank of Romney
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Bank of Romney
Romney, WV |
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| FDIC Number | 845 | |||
| Phone Number | (304) 822-3541 | |||
| Website | www.bankofromney.net | |||
| Asset Quality |
The Bank of Romney
Romney, WV |
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| 1-Year Asset Growth | 5.35% | |||
| 5-Year Asset Growth | 1.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 1.45% | |||
| Non-Performing Loans to Capital | 8.01% | |||
| Non-Performing Loans to Loans | 1.98% | |||
| Balance Sheet |
The Bank of Romney
Romney, WV |
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| Total Assets | 368.81M | |||
| Total Deposits | 283.49M | |||
| Capital and Reserves |
The Bank of Romney
Romney, WV |
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| Capital | 60.21M | |||
| Leverage Ratio | 15.97 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Romney
Romney, WV |
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| Hot Money Ratio | 12.98% | |||
| Liquidity Ratio | 14.49% | |||
| Profitability |
The Bank of Romney
Romney, WV |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 2.52M | |||
| Net Interest Spread | 4.46% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 57.03% | |||
| Return on Assets | 1.35% | |||
| Return on Equity | 8.53% | |||