| Weiss Ratings |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 8.80 | |||
| Company Info |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 845 | |||
| Phone Number | (304) 822-3541 | |||
| Website | www.bankofromney.net | |||
| Asset Quality |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.92% | |||
| 5-Year Asset Growth | 1.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 1.74% | |||
| Non-Performing Loans to Capital | 9.01% | |||
| Non-Performing Loans to Loans | 2.06% | |||
| Balance Sheet |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 365.00M | |||
| Total Deposits | 277.23M | |||
| Capital and Reserves |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 58.14M | |||
| Leverage Ratio | 15.80 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.19% | |||
| Liquidity Ratio | 15.19% | |||
| Profitability |
The Bank of Romney
Romney, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 4.60M | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 60.97% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 8.29% | |||