B
Exchange Bank
Rating Date
August 2026
Risk Based
Capital Ratio
20.23
Leverage
Ratio
12.64
Return On
Assets
0.90%
Total
Assets
3.19B
Capital
355.41M
Total
Deposits
2.75B
Net
Income
14.80M
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Weiss Ratings Exchange Bank
Santa Rosa, CA 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 4.30
Stability Index 8.40
Company Info Exchange Bank
Santa Rosa, CA 		Click to
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FDIC Number 8468
Phone Number (707) 524-3301
Website www.exchangebank.com
Asset Quality Exchange Bank
Santa Rosa, CA 		Click to
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1-Year Asset Growth -2.62%
5-Year Asset Growth 1.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 2.77%
Non-Performing Loans to Loans 0.85%
Balance Sheet Exchange Bank
Santa Rosa, CA 		Click to
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Total Assets 3.19B
Total Deposits 2.75B
Capital and Reserves Exchange Bank
Santa Rosa, CA 		Click to
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Capital 355.41M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio 20.23
Liquidity Exchange Bank
Santa Rosa, CA 		Click to
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Hot Money Ratio 13.36%
Liquidity Ratio 27.35%
Profitability Exchange Bank
Santa Rosa, CA 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 14.80M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 67.31%
Return on Assets 0.90%
Return on Equity 8.44%