B
Exchange Bank (Santa Rosa, CA)
Rating Date
April 2025
Risk Based
Capital Ratio
19.43
Leverage
Ratio
11.07
Return On
Assets
0.69%
Total
Assets
3.30B
Capital
280.81M
Total
Deposits
2.83B
Net
Income
23.85M
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Weiss Ratings Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 4.00
Stability Index 7.10
Company Info Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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FDIC Number 8468
Phone Number (707) 524-3000
Website www.exchangebank.com
Asset Quality Exchange Bank (Santa Rosa, CA)
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1-Year Asset Growth -2.02%
5-Year Asset Growth 4.72%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 3.39%
Non-Performing Loans to Loans 1.06%
Balance Sheet Exchange Bank (Santa Rosa, CA)
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Total Assets 3.30B
Total Deposits 2.83B
Capital and Reserves Exchange Bank (Santa Rosa, CA)
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Capital 280.81M
Leverage Ratio 11.07
Loan Loss Reserves to Loans 2.17%
Risk-Based Capital Ratio 19.43
Liquidity Exchange Bank (Santa Rosa, CA)
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Hot Money Ratio 13.12%
Liquidity Ratio 23.09%
Profitability Exchange Bank (Santa Rosa, CA)
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5-Year Return on Average Assets 1.05%
Net Income 23.85M
Net Interest Spread 2.50%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 73.44%
Return on Assets 0.69%
Return on Equity 8.90%