B
Exchange Bank (Santa Rosa, CA)
Rating Date
March 2026
Risk Based
Capital Ratio
19.71
Leverage
Ratio
11.86
Return On
Assets
0.89%
Total
Assets
3.30B
Capital
346.73M
Total
Deposits
2.88B
Net
Income
29.97M
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Weiss Ratings Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 4.10
Stability Index 7.80
Company Info Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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FDIC Number 8468
Phone Number (707) 524-3301
Website www.exchangebank.com
Asset Quality Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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1-Year Asset Growth 0.14%
5-Year Asset Growth 1.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 4.25%
Non-Performing Loans to Loans 1.23%
Balance Sheet Exchange Bank (Santa Rosa, CA)
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Total Assets 3.30B
Total Deposits 2.88B
Capital and Reserves Exchange Bank (Santa Rosa, CA)
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Capital 346.73M
Leverage Ratio 11.86
Loan Loss Reserves to Loans 1.96%
Risk-Based Capital Ratio 19.71
Liquidity Exchange Bank (Santa Rosa, CA)
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Hot Money Ratio 12.87%
Liquidity Ratio 30.13%
Profitability Exchange Bank (Santa Rosa, CA)
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5-Year Return on Average Assets 0.91%
Net Income 29.97M
Net Interest Spread 2.93%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 66.86%
Return on Assets 0.89%
Return on Equity 9.48%