B
Exchange Bank (Santa Rosa, CA)
Rating Date
October 2025
Risk Based
Capital Ratio
19.46
Leverage
Ratio
11.81
Return On
Assets
0.84%
Total
Assets
3.31B
Capital
332.71M
Total
Deposits
2.89B
Net
Income
21.21M
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Weiss Ratings Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 4.10
Stability Index 7.60
Company Info Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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FDIC Number 8468
Phone Number (707) 524-3301
Website www.exchangebank.com
Asset Quality Exchange Bank (Santa Rosa, CA)
Santa Rosa, CA 		Click to
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1-Year Asset Growth -3.02%
5-Year Asset Growth 4.72%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.49%
Balance Sheet Exchange Bank (Santa Rosa, CA)
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Total Assets 3.31B
Total Deposits 2.89B
Capital and Reserves Exchange Bank (Santa Rosa, CA)
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Capital 332.71M
Leverage Ratio 11.81
Loan Loss Reserves to Loans 1.99%
Risk-Based Capital Ratio 19.46
Liquidity Exchange Bank (Santa Rosa, CA)
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Hot Money Ratio 13.13%
Liquidity Ratio 30.78%
Profitability Exchange Bank (Santa Rosa, CA)
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5-Year Return on Average Assets 0.91%
Net Income 21.21M
Net Interest Spread 2.87%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 67.05%
Return on Assets 0.84%
Return on Equity 9.18%