| Weiss Ratings |
Central State Bank
Clayton, IL |
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| Rating | ||||
| Asset Quality Index | 3.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 9.40 | |||
| Company Info |
Central State Bank
Clayton, IL |
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| FDIC Number | 8487 | |||
| Phone Number | (217) 894-6596 | |||
| Website | www.csb123.com | |||
| Asset Quality |
Central State Bank
Clayton, IL |
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| 1-Year Asset Growth | 3.84% | |||
| 5-Year Asset Growth | 4.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 3.97% | |||
| Non-Performing Loans to Capital | 21.11% | |||
| Non-Performing Loans to Loans | 5.05% | |||
| Balance Sheet |
Central State Bank
Clayton, IL |
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| Total Assets | 179.51M | |||
| Total Deposits | 149.45M | |||
| Capital and Reserves |
Central State Bank
Clayton, IL |
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| Capital | 29.47M | |||
| Leverage Ratio | 16.85 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Central State Bank
Clayton, IL |
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| Hot Money Ratio | 34.42% | |||
| Liquidity Ratio | 26.22% | |||
| Profitability |
Central State Bank
Clayton, IL |
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| 5-Year Return on Average Assets | 1.87% | |||
| Net Income | 1.86M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 2.08% | |||
| Overhead Efficiency Ratio | 53.71% | |||
| Return on Assets | 2.08% | |||
| Return on Equity | 12.82% | |||