| Weiss Ratings |
Central State Bank
Clayton, IL |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 9.40 | |||
| Company Info |
Central State Bank
Clayton, IL |
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| FDIC Number | 8487 | |||
| Phone Number | (217) 894-6596 | |||
| Website | www.csb123.com | |||
| Asset Quality |
Central State Bank
Clayton, IL |
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| 1-Year Asset Growth | 2.18% | |||
| 5-Year Asset Growth | 4.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 3.47% | |||
| Non-Performing Loans to Capital | 17.82% | |||
| Non-Performing Loans to Loans | 4.48% | |||
| Balance Sheet |
Central State Bank
Clayton, IL |
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| Total Assets | 176.08M | |||
| Total Deposits | 146.21M | |||
| Capital and Reserves |
Central State Bank
Clayton, IL |
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| Capital | 29.14M | |||
| Leverage Ratio | 16.60 | |||
| Loan Loss Reserves to Loans | 1.76% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Central State Bank
Clayton, IL |
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| Hot Money Ratio | 33.98% | |||
| Liquidity Ratio | 28.41% | |||
| Profitability |
Central State Bank
Clayton, IL |
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| 5-Year Return on Average Assets | 1.87% | |||
| Net Income | 1.62M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 54.89% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 7.43% | |||