| Weiss Ratings |
Central State Bank
Clayton, IL |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 9.30 | |||
| Company Info |
Central State Bank
Clayton, IL |
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| FDIC Number | 8487 | |||
| Phone Number | (217) 894-6596 | |||
| Website | www.csb123.com | |||
| Asset Quality |
Central State Bank
Clayton, IL |
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| 1-Year Asset Growth | -2.48% | |||
| 5-Year Asset Growth | 1.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 2.15% | |||
| Non-Performing Loans to Capital | 10.38% | |||
| Non-Performing Loans to Loans | 3.07% | |||
| Balance Sheet |
Central State Bank
Clayton, IL |
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| Total Assets | 175.06M | |||
| Total Deposits | 143.23M | |||
| Capital and Reserves |
Central State Bank
Clayton, IL |
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| Capital | 31.26M | |||
| Leverage Ratio | 17.92 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Central State Bank
Clayton, IL |
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| Hot Money Ratio | 32.13% | |||
| Liquidity Ratio | 36.89% | |||
| Profitability |
Central State Bank
Clayton, IL |
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| 5-Year Return on Average Assets | 1.86% | |||
| Net Income | 2.60M | |||
| Net Interest Spread | 4.75% | |||
| Operating Profit to Average Assets | 2.93% | |||
| Overhead Efficiency Ratio | 45.27% | |||
| Return on Assets | 2.93% | |||
| Return on Equity | 16.90% | |||