B
Scott State Bank
BethanyIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Scott State Bank
Bethany, IL
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 3.90
Stability Index 6.50
Company Info Scott State Bank
Bethany, IL
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FDIC Number 8491
Phone Number (217) 665-3321
Website www.scottbancshares.com
Asset Quality Scott State Bank
Bethany, IL
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1-Year Asset Growth -1.83%
5-Year Asset Growth 5.01%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 1.79%
Non-Performing Loans to Loans 0.02%
Balance Sheet Scott State Bank
Bethany, IL
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Total Assets 207.14M
Total Deposits 180.69M
Capital and Reserves Scott State Bank
Bethany, IL
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Capital 22.64M
Leverage Ratio 13.08
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio --
Liquidity Scott State Bank
Bethany, IL
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Hot Money Ratio 14.49%
Liquidity Ratio 23.85%
Profitability Scott State Bank
Bethany, IL
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5-Year Return on Average Assets 0.84%
Net Income 1.48M
Net Interest Spread 3.32%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 71.13%
Return on Assets 0.93%
Return on Equity 9.27%