B
Scott State Bank
BethanyIL
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Scott State Bank
Bethany, IL
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 3.90
Stability Index 6.20
Company Info Scott State Bank
Bethany, IL
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FDIC Number 8491
Phone Number (217) 665-3321
Website www.scottbancshares.com
Asset Quality Scott State Bank
Bethany, IL
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1-Year Asset Growth -6.10%
5-Year Asset Growth 2.07%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 6.25%
Non-Performing Loans to Loans 0.03%
Balance Sheet Scott State Bank
Bethany, IL
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Total Assets 202.84M
Total Deposits 177.52M
Capital and Reserves Scott State Bank
Bethany, IL
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Capital 23.43M
Leverage Ratio 13.45
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity Scott State Bank
Bethany, IL
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Hot Money Ratio 15.41%
Liquidity Ratio 21.40%
Profitability Scott State Bank
Bethany, IL
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5-Year Return on Average Assets 0.84%
Net Income 1.91M
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 72.14%
Return on Assets 0.91%
Return on Equity 8.80%