B
Union State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union State Bank
Greenfield, IA
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Rating B
Asset Quality Index 6.80
Capitalization Index 6.60
Liquidity Index 3.20
Profitability Index 4.20
Stability Index 8.00
Company Info Union State Bank
Greenfield, IA
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FDIC Number 8499
Phone Number (641) 343-7310
Website www.usbgfd.com
Asset Quality Union State Bank
Greenfield, IA
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1-Year Asset Growth 31.04%
5-Year Asset Growth 19.66%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 1.71%
Non-Performing Loans to Loans 0.02%
Balance Sheet Union State Bank
Greenfield, IA
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Total Assets 161.17M
Total Deposits 137.28M
Capital and Reserves Union State Bank
Greenfield, IA
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Capital 21.61M
Leverage Ratio 8.60
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio 14.61
Liquidity Union State Bank
Greenfield, IA
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Hot Money Ratio 27.65%
Liquidity Ratio 32.89%
Profitability Union State Bank
Greenfield, IA
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5-Year Return on Average Assets 1.05%
Net Income 420.00K
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 71.15%
Return on Assets 1.02%
Return on Equity 7.83%