B
Union State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union State Bank
Greenfield, IA
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Rating B
Asset Quality Index 7.10
Capitalization Index 7.10
Liquidity Index 3.00
Profitability Index 4.50
Stability Index 8.00
Company Info Union State Bank
Greenfield, IA
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FDIC Number 8499
Phone Number (641) 343-7310
Website www.usbgfd.com
Asset Quality Union State Bank
Greenfield, IA
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1-Year Asset Growth 25.95%
5-Year Asset Growth 19.66%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 1.03%
Non-Performing Loans to Loans 0.04%
Balance Sheet Union State Bank
Greenfield, IA
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Total Assets 161.88M
Total Deposits 133.98M
Capital and Reserves Union State Bank
Greenfield, IA
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Capital 22.62M
Leverage Ratio 9.03
Loan Loss Reserves to Loans 0.77%
Risk-Based Capital Ratio --
Liquidity Union State Bank
Greenfield, IA
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Hot Money Ratio 26.66%
Liquidity Ratio 30.12%
Profitability Union State Bank
Greenfield, IA
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5-Year Return on Average Assets 1.05%
Net Income 1.29M
Net Interest Spread 4.07%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 68.81%
Return on Assets 1.05%
Return on Equity 7.89%