B
Union State Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union State Bank
Greenfield, IA
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Rating B
Asset Quality Index 7.20
Capitalization Index 6.40
Liquidity Index 3.40
Profitability Index 4.80
Stability Index 7.40
Company Info Union State Bank
Greenfield, IA
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FDIC Number 8499
Phone Number (641) 343-7310
Website www.usbgfd.com
Asset Quality Union State Bank
Greenfield, IA
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1-Year Asset Growth 68.03%
5-Year Asset Growth 19.66%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.99%
Non-Performing Loans to Loans 0.06%
Balance Sheet Union State Bank
Greenfield, IA
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Total Assets 162.10M
Total Deposits 138.48M
Capital and Reserves Union State Bank
Greenfield, IA
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Capital 21.29M
Leverage Ratio 8.40
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 14.30
Liquidity Union State Bank
Greenfield, IA
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Hot Money Ratio 25.86%
Liquidity Ratio 34.37%
Profitability Union State Bank
Greenfield, IA
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5-Year Return on Average Assets 1.12%
Net Income 1.38M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 70.91%
Return on Assets 1.02%
Return on Equity 8.37%